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BankAmericard® Credit Card for Students
Start building a successful financial future today
Get on the path to building your credit and save money on interest, a great choice when you're just starting out
Card Details
Low Introductory APR Offer
Introductory 0%† APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply.
A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
No annual fee†
Enjoy no annual fee while getting on the path to building your credit
We’ve got your back
Your card comes with our $0 Liability Guarantee and chip technology for additional security when used at chip-enabled terminals
Establish good credit habits
Easily manage your bank accounts and finances online with Online Banking and our award winning Mobile Banking app that help students stay in control of their finances and make payments
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Interest Rates & Fees Summary†
Introductory APR
0% for 21 billing cycles
Applies to purchases and to any balance transfers made within 60 days of opening your account
Standard APR
14.99% - 25.99%
variable
Annual Fee
$0
Balance Transfer Fee
3% of each transaction intro balance transfer fee for the first 60 days your account is open.
After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Additional Benefits
Better Money Habits®
Learning to handle your credit is a big responsibility. A little knowledge can go a long way with Better Money Habits® Opens in a new window.
Manage your Finances
Manage your money from almost anywhere. From home, the library and everywhere else, help stay in control of your finances with our award winning Mobile Banking app.
Schedule an appointment
Want to talk to someone one-on-one? No problem. We're here with you every step of the way. Set up an appointment at a time and place that works for you.
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
You can also call 800.932.2775
Priority code: QAF2TU
Priority code: QAF2TU
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