An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card. Specific details will be stated in the Credit Card Agreement that accompanies your new card.
0% for 18
Applies to any balance transfers made within 60 days of opening your account
If you take advantage of this introductory offer, you will be charged interest on purchases made with your credit card. For example, if you transfer $2,000 with this offer and carry this balance, and then use this credit card to make a $500 purchase, your $500 purchase will be charged interest.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
A yearly rate of interest on your credit card. Different types of transactions may have different APRs. Refer to your Credit Card Agreement for additional details.
See BankAmericard® Credit Card for Students Terms and conditions for Standard APR and for cash advance and penalty APRs
A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.
A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account. Fees are typically a percentage of the amount transferred. Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.
of each transaction
See BankAmericard® Credit Card for Students Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types
Add an extra layer of protection when you shop online.
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.1
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.1
Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.1
Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.1
Includes chip technology for enhanced security and protection when making purchases at chip-enabled terminals.Soon to be the security standard in the U.S. and accepted in more than 130 countries. View Chip Card FAQs
$0 Liability Guarantee, which helps protect you from fraudulent card transactions
Use of our network of financial centers and ATMs
Access to our award-winning Online Banking service