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Credit Cards

Credit Card Payments and Statements FAQs

  • You can pay your credit card in any of the following ways:

    Pay online using a Bank of America checking or savings account: Sign in to Online Banking and select the Bill Pay tab, then select Go to Bill Pay and follow the instructions provided in the Pay to/Pay from tab.

    You can also transfer money from your Bank of America checking or saving account to your Bank of America credit card. To do this, simply sign in to Online Banking, select the Transfers tab and add the account to which you would like to make the transfer.

    Pay online using an account from another financial institution's checking or money market account: Sign in to Online Banking and select the Bill Pay tab, then select Go to Bill Pay. Select Pay to/Pay from and set up your credit card account on the Pay to tab. You will need your bank's 9-digit routing number and the account number in order to set up the account.

    ATM credit card payments: You can make Bank of America credit card payments at our ATMs with only your Bank of America credit card and your check or cash. Simply visit your local Bank of America ATM, insert your credit card and select Make a Payment. Please note that business credit cards are not supported at this time.

    Pay by phone by calling 1.800.236.6497. There is no fee to make a payment by phone.

    Drop off your payment at any Bank of America financial center.

    Pay by mail using one of the following mailing addresses:

    Consumer card payments:

    P.O. Box 15019
    Wilmington, DE 19850-5019

    For overnight delivery:

    Bank of America
    Attn: Payment Processing
    900 Samoset Drive
    Newark, DE 19713

    Business card payments:

    Bank of America Business Card
    P.O. Box 15710
    Wilmington, DE 19850-5710

    If you pay your Bank of America® credit card account from a Bank of America checking or savings account, any funds transferred as a payment to the credit card account before 11:59 p.m. ET, including weekends and holidays, will be credited on the date the payment is made. However, updates to account balances and funds availability may take up to 2 bank business days.

    If you pay your Bank of America credit card from a checking or savings account with another financial institution, your payment will be requested as an electronic transfer within 24 hours from the time you submit it online. A debit will appear on your checking account and on your credit card statement online within 2 business days.

    Sign in to Online Banking and select Statements & Documents from the Accounts tab.

    Sign in to Online Banking to view your account balance. You can also:

    • Get a summary of your current account status, including balance, available credit and information on when your next payment is due
    • Request up to 12 months of detailed transaction information 
    • Download transactions for use with financial management software
    • Make a payment online 
    • Contact customer service

    To change the address, phone number or email address on your account, sign in to Online Banking and follow the instructions shown. You can also update your contact information at a financial center or by calling 1.800.432.1000 (Mon.-Fri. 7 a.m.-10 p.m. or Sat.-Sun. 8 a.m.-5 p.m.).

    Sign in to Online Banking and select Manage paperless settings from the Statements & Documents menu. You can go paperless on eligible statements & documents.

    Think of eBills as electronic versions of your paper bills. If they are available from your payee, you can switch to eBills in Online Banking.

    You'll get an email notice every time you have an eBill ready to view online. The notice will be sent to the external email address you provided during enrollment. Select Sign in to Online Banking in your eBill and enter your Online ID and Passcode to view and pay your bill online.

    Sign in to Online Banking and follow the instructions to cancel eBill service. You can also call customer service at 1.800.732.9194. (If you're calling from outside the U.S., dial the AT&T Direct access code for the country you're in and dial 1.888.801.3723. You can also call us collect at 1.757.677.4701.)

    eBill statements are available in Online Banking for 6 months.

    It is important to pay consistently and on time. You can reduce your debt simply by paying a little more than the minimum amount due each month. Learn more about making payments.

    All too often, people are too ashamed or embarrassed to seek help with debt, so they try to deny or ignore the problem. But the longer they wait, the more the debt can pile up. It's important to always manage spending, reduce what you owe and get assistance if and when you need it. Learn more and get assistance about managing debt.

    If you are experiencing financial difficulty, it is in all our interests to get it resolved. Contact us to explore your options by logging in to Online Banking or calling Customer Service at 855.891.3401. The earlier you contact us the sooner we can work together to come up with a solution.


    You can also get free help and credit counseling from Bank of America, as well as a wide range of external resources.