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Credit Cards
Compare Credit Cards - Credit Card Comparison from Bank of America Compare Credit Cards - Credit Card Comparison from Bank of America Compare credit cards side by side with the convenient Bank of America Credit Card Comparison Tool. Find your perfect credit card when you compare!

Compare Credit Cards

Searching for the perfect credit card that fits your lifestyle? Our credit card comparison tool lets you easily compare credit card features, services, special offers and rewards side by side. Compare credit cards to find the one that’s right for you.

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Apply now for BankAmericard Cash Rewards Add Card to compare
Terms and conditions for BankAmericard Cash Rewards™
Apply now for BankAmericard Travel Rewards Add Card to compare
Terms and conditions for BankAmericard Travel Rewards®
Apply now for BankAmericard Better Balance Rewards Add Card to compare
Terms and conditions for BankAmericard® Better Balance Rewards
Add Card to compare
Terms and conditions for
Card Overview
1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
Earn 1.5 points for every $1 you spend on purchases, and travel anywhere , anytime with no blackout dates
Save on interest and earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month...that can be up to $100 each year
Rewards Type
Cash Rewards
Points Rewards
None
Special Offer
Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening
Online-exclusive offer of 10,000 bonus points after making least $500 in purchases in the first 90 days of your account opening
Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account
Relationship Bonus
10% customer bonus offer
10% customer bonus offer
customer bonus offer
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Interest Rates & Fees

Please see the Terms and Conditions for additional rate and fee information, including APRs and fees that apply to other transaction types not described in this chart.

Interest Rates & Fees Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

$0

$0

Interest Rates & Fees Intro APR

Intro APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card. Specific details will be stated in the Credit Card Agreement that accompanies your new card.

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

0% for 12
billing cycles

Applies to purchases

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Interest Rates & Fees Standard APRs for Purchases and Balance Transfers

Standard APRs for Purchases and Balance Transfers

A yearly rate of interest on your credit card. Different types of transactions may have different APRs. Refer to your Credit Card Agreement for additional details.

12.99-22.99%
variable

14.99-22.99%
variable

11.99-21.99%
variable

Interest Rates & Fees Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account. Fees are typically a percentage of the amount transferred. Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

3%
of each transaction
(minimum $10)

3%
of each transaction
(minimum $10)

Interest Rates & Fees Foreign Transaction Fee

Foreign Transaction Fee

A fee assessed on a credit card account for transactions in foreign currency or U.S. dollars that are processed outside of the United States. Additional details on foreign transaction fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States

None

3%
of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States

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Card Security

Card Security Credit Protection Plus™

Credit Protection Plus™

An optional plan that allows you to cancel your minimum monthly payment for a number of months when certain events occur.

Card Security ShopSafe®

ShopSafe®

Add an extra layer of protection when you shop online.

Yes
Yes
Yes
Card Security Overdraft Protection

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card.

Yes
Yes
Yes
Card Security Photo Security®

Photo Security®

Put your photo on your credit card for added safety.

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Technology & Services

Technology & Services Tap & Pay

Tap & pay

A feature available with select Visa® and MasterCard® credit cards that enables you to purchase items at participating retailers by tapping your credit card on the device reader.

Yes
Yes
Technology & Services Chip-enabled credit card

Chip Card

Enjoy greater security and peace of mind with a credit card enhanced by chip technology—soon to be the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries including Canada, Mexico and the United Kingdom. View chip credit card FAQs

Yes
Yes
Yes
Technology & Services SafePass®

SafePass®

Add another security layer to your online purchases with a 6-digit, one-time code you use along with your SiteKey®.

Yes
Yes
Yes
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You Always Get

You Always Get $0 Liability Guarantee

$0 Liability Guarantee

Get protection from fraudulent card transactions.

Yes
Yes
Yes
You Always Get Secure Online Account Access

Secure Online Account Access

Our comprehensive security solutions include choice of privacy levels and protection from fraudulent activity on Online Banking.

Yes
Yes
Yes
You Always Get Mobile Banking

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill, transfer funds, check available credit and more.

Yes
Yes
Yes
You Always Get Text Banking

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

Yes
Yes
Yes
You Always Get Account Alerts

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Yes
Yes
Yes
You Always Get Paperless Statement Option

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Yes
Yes
Yes
You Always Get Banking Center & ATM Network Use

Banking Center & ATM Network Use

Access our network of banking centers, ATMs and our award-winning Online Banking service.

Yes
Yes
Yes