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Checking & Savings

Business Investment Account

Open a Business InvestmentFootnote 4 Account and start saving for your business today, plus:

  • Earn interest without locking into a fixed term
  • Write up to 3 checks per statement cycle
  • No monthly maintenance fee when paired with Business Fundamentals® solutionFootnote 2
  • Link to the Business Fundamentals solution and use your combined balances to waive the monthly checking fee
  • Help avoid the inconvenience of overdrafts by enrolling in Overdraft ProtectionFootnote 3
  • Convenient access to your funds whenever you need them
0.02% APYFootnote 1
  • $100 minimum opening deposit

See Rates & Fees for current interest rate information

Rates

Business Investment Account Interest Rate APYFootnote 1
Less than $10,000 0.02% 0.02%
$10,000 - $24,999 0.02% 0.02%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 - $249,999 0.02% 0.02%
$250,000 - $499,999 0.02% 0.02%
$500,000 - $999,999 0.02% 0.02%
$1,000,000 and over 0.02% 0.02%

Fees:

 

Or have the monthly maintenance fee waived by meeting one of the following requirements:

  • Maintain a $2,500 minimum daily balance
  • Include the Business Investment Account as part of a Business Fundamentals® solution

Link your Business Investment Account to the Business Fundamentals solution and use your combined balances to waive the monthly checking fee

Savings Products

Earn interest on your balances while maintaining full access to your funds with a Bank of America business savings account. Whether you have a small business and are looking to grow your savings or are an established company with a large balance, Bank of America has a savings account that is sure to work for your business. In addition to low maintenance fees and healthy interest rates, all business savings accounts come with standard benefits, including online banking features.

Business Interest Maximizer™

Business Investment Account

Open Now Business Interest Maximizer™
Open Now Business Investment Account
Good for you if You have an established business with larger balances You have a growing business and you're looking to build savings
Annual Percentage Yield 0.02 - 0.04% 0.02% $100 minimum deposit
Benefits Earn interest without locking into a term, and get tiered, variable interest rates that let you earn more as your balance grows. No limit on daily deposits. Fees may apply. Write up to 3 checks per statement cycle. No limit on daily deposits. Fees may apply.
Monthly maintenance fee $15 

How can I have this fee waived? for Business Interest Maximizer™

How can I have this fee waived?

You can have this monthly maintenance fee waived by meeting one of the following requirements:

  • Maintain a $5,000 minimum daily balance
  • Include Business Interest Maximizer as part of a Business Advantage solution
$10 

How can I have this fee waived? for Business Investment Account

How can I have this fee waived?

You can have this monthly maintenance fee waived by meeting one of the following requirements:

  • Maintain a $2,500 minimum daily balance
  • Include your Business Investment Account as part of a Business Fundamentals® solution
FDIC insured up to applicable limits XYes XYes
Small Business Online Banking XYes XYes
Overdraft Protection XYes XYes
Included in a checking solution X

Yes, can be included with Business Advantage

X

Yes, can be included with Business Fundamentals®

Business Interest Maximizer™ Open Now Business Interest Maximizer™
Business Investment Account Open Now Business Investment Account

Small Business Online Banking

Small Business Online Banking allows you to access information for multiple accounts, view current daily balances, get detailed transaction reports, and perform a wide range of other essential banking services.

Overdraft Protection

Overdraft Protection enables you to link a business checking account to a business savings account to cover any overdrafts that may occur in your checking account. Funds are automatically transferred from your savings account when the overdraft occurs.

An overdraft transfer fee will be applied to most Overdraft Protection transactions.