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Credit Cards

Virgin Atlantic WorldElite MasterCard® credit card

Earn unlimited travel miles

  • Get 20,000 bonus Flying Club miles after your first purchase
  • Enjoy up to 15,000 additional Flying Club miles every anniversary
  • Earn up to 5,000 Flying Club miles when you add additional cardholders to your account. Flying Club miles are redeemable for flights, cabin upgrades and more.
  • Earn tier points along with your Flying Club miles. You get 1 tier point per $2,500 in purchases (maximum of 2 per month) and additional tier points when you fly Virgin Atlantic or our airline partners.
  • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)

Spend More, Earn More

Earn 3 Flying Club miles per $1 on Virgin Atlantic purchases.

Earn 1.5 Flying Club miles per $1 on all other purchases.

See Terms and conditions for additional program and service details.

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

None

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$90

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

See Virgin Atlantic Airways Limited MASTERCARD WORLD ELITE Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

ShopSafe®

Add an extra layer of protection when you shop online.

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

Chip technology

Smart chip technology for credit cards lets you make purchases with ease and confidence outside the U.S. You'll enjoy greater acceptance and added security in more than 130 countries including Canada, Mexico and the United Kingdom. View chip credit card FAQs

See Terms and conditions for additional program and service details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of banking centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VAB2O4).

This credit card program is issued and administered by FIA Card Services, N.A.