6% cash back

Earn 3% cash back + 3% first-year cash back bonus in the category of your choice

Automatic 2% cash back at grocery stores and wholesale clubs

Unlimited 1% cash back on all other purchases

Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. Calculate rewards Cash Rewards

Low Introductory APR Offer

0%^† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply.

3%^† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.

Double your choice category cash back

Choose which category you want to earn 6% cash back in - for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Learn more about Customized Cash Rewards

After the first year from account opening, you'll earn 3% cash back on purchases in your choice category.

To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.

Help fight breast cancer

Susan G. Komen^® has received more than $14 million from Bank of America from the program since 2009.

From January 1, 2021 through December 31, 2026, Bank of America guaranteed to Susan G. Komen^® $3 million in conjunction with its Pink Ribbon Banking program. For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America that is used to make a transaction within, and remains open for, the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases (less returns) made with the card. For example, 8 cents for every $100. Komen also receives $3 for each renewal of a card that was in good standing during the 12 month period and does not have a zero balance at the time of renewal.

Earn even more rewards

Bank of America Preferred Rewards^® members earn 25%-75% more cash back on every purchase.

Preferred Rewards bonuses are not applied to the 3% first-year bonus.

Learn more about Preferred Rewards Susan G Komen

$200 online cash rewards bonus offer and No annual fee^†

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.

Plus, enjoy no annual fee while earning more cash back for the things you buy most.