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Credit Cards
BankAmericard Cash Rewards™ Credit Card for Students from Bank of America The BankAmericard Cash Rewards™ credit card for students lets you earn cash back on all your purchases. Apply for a cash rewards credit card for students. Bank of America

BankAmericard Cash Rewards™ Credit Card for Students

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Get more rewards with your everyday banking™

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Use your card responsibly and get more cash back for the things you buy most

  • 1% cash back on every purchase
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No expiration on rewards and no changing categories to follow—so you know how you're earning rewards
  • No annual fee†
  • Mobile Banking and text alerts to keep you on top of your finances
  • Fixed payment due date so you'll always know when your payment is due
  • Online exclusive $100 cash rewards bonus after making at least $500 in purchases the first 90 days of you account opening
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • Plus, this card is eligible for the benefits of the Preferred Rewards program

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

12.99-22.99%
variable

See BankAmericard Cash Rewards™ Credit Card for Students Terms and conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

See BankAmericard Cash Rewards™ Credit Card for Students Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

ShopSafe®

Add an extra layer of protection when you shop online.

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.1

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.1

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.1

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.1

Chip Cards

Includes chip technology for enhanced security and protection when making purchases at chip-enabled terminals.Soon to be the security standard in the U.S. and accepted in more than 130 countries. View Chip Card FAQs

1See Terms and conditions for more details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of financial centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VACI46).