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Credit Cards

BankAmericard® Better Balance Rewards™

If you typically pay off your card over time, this new credit card could be for you

  • Earn $25 per quarter towards your balance when you pay more than the monthly minimum and on time each month...that can be up to $100 each year
  • Plus more rewards for the banking you already do with us – Get an additional $5 bonus per quarter if you have a Bank of America® checking or savings account
  • Cash back is automatically credited to your card balance
  • Pay down your balance faster with a low Intro APR offer
  • No annual fee
See Terms and conditions for additional program and service details.

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

None

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

$#
For each transaction

See BankAmericard Better Balance Rewards Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

ShopSafe®

Add an extra layer of protection when you shop online.

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Tap & pay

A feature available with select Visa® and MasterCard® credit cards that enables you to purchase items at participating retailers by tapping your credit card on the device reader.

SafePass®

Add another security layer to your banking with a 6-digit, one-time code you use along with your SiteKey® image.

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

Chip Cards

Enjoy greater security and peace of mind with a credit card enhanced by chip technology—soon to be the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries including Canada, Mexico and the United Kingdom. View chip credit card FAQs

See Terms and conditions for additional program and service details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of banking centers and ATMs

Access to our award-winning Online Banking service

This credit card program is issued and administered by FIA Card Services, N.A.