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BankAmericard® Credit Card
Save money on interest. It's that simple.
No annual fee†
Review rates and fees†
Review rates and fees†
Card Details
No annual fee†
Enjoy no annual fee with the perfect card if you want to save money on interest and pay down balances faster
Low Introductory APR Offer
Introductory 0%† APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply.
A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
No penalty APR†
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
Learn more about credit
Access to credit education on topics like using credit cards responsibly, budgeting and more
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Interest Rates & Fees Summary†
Introductory APR
0% for 21 billing cycles
Applies to purchases and to any balance transfers made within 60 days of opening your account
Standard APR
14.99% - 25.99%
variable
Annual Fee
$0
Balance Transfer Fee
5%
of each transaction†
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
Priority code: QAF2TS
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