3-month combined average daily business balance
Gold $20K to < $50K
Platinum $50K to < $100K
Platinum Honors $100K+
No fees on select banking services
Gold- Monthly maintenance fees (4 checking and 4 savings)
- Inbound domestic wire transfer fees
- Stop payment fees
- ATM/debit card replacement fees
- Cashier’s check fees
- Check image fees
- Check copy fees
Platinum Gold tier benefits
+ Inbound international wire transfer fees
Platinum Honors Platinum tier benefits
+ 4 online outbound wire transfer fees per statement cycle
Rewards Bonus on eligible business credit cards
Gold 25%
Platinum 50%
Platinum Honors 75%
Professional Advice – a complimentary analysis with a Merrill® Financial Solutions Advisor
Gold Yes
Platinum Yes
Platinum Honors Yes +
Interest Rate Booster on Business Advantage Savings accounts
Gold 5%
Platinum 10%
Platinum Honors 20%
Interest Rate Discounts on Business Advantage Credit Line, Term Loan and Secured Lending
Gold 0.25%
Platinum 0.50%
Platinum Honors 0.75%
Interest Rate Discounts on Business Advantage Auto Loans
Gold 0.25%
Platinum 0.35%
Platinum Honors 0.50%
Interest Rate Discounts on Commercial Real Estate Loans
Gold 0.25%
Platinum 0.35%
Platinum Honors 0.50%
Payroll service fee credit for eligible monthly payroll service
Gold $10
Platinum $15
Platinum Honors $20
Interest Rate Discounts for Practice Solutions clients
Gold 0.25%
Platinum 0.30%
Platinum Honors 0.35%
Non-Bank of America ATM Transactions
Gold N/A
Platinum No-fee ATM transactions:
Up to 12/year
Platinum Honors No-fee ATM transactions:
Unlimited
Priority Client Service through 888.BUSINESS (888-287-4637)
Gold Yes
Platinum Yes
Platinum Honors Yes