Zelle® Limits
Zelle® limit details
For your protection, we limit the amount of money and total payments you can send in a specific time period:
| Individuals | Small Business* | |||
|---|---|---|---|---|
| Time period | Dollar amount | Total payments | Dollar amount | Total payments |
| 24 hours | $3,500 | 10 | $15,000 | 20 |
| 7 days | $10,000 | 30 | $45,000 | 60 |
| 30 days | $20,000 | 60 | $60,000 | 120 |
Private Bank and Merrill Wealth Management clients may be subject to higher dollar limits and total payments. Please contact your advisor for more information on your limits.
Single payment minimum: $1
Single payment maximum: $3,500 (Individuals) $15,000 (Small Business*)
While there are limits on what you can send using Zelle®, there are no limits on what you can receive using Zelle®.
*Zelle® send limits are set at the customer profile (User ID) and apply to all accounts visible in the “From” dropdown when initiating a Zelle® payment. If you are a Small Business customer and are not receiving the Small Business limits, make sure you are logged in with your Small Business User ID. If you don’t have a Small Business User ID, enroll now using your Small Business account info, or contact us.