Zelle® Limits
Zelle® limit details
For your protection, we limit the amount of money and total transfers you can send in a specific time period:
| Individuals | Small Business* | Merrill Lynch | Private Bank | |||||
|---|---|---|---|---|---|---|---|---|
| Time period | Dollar amount | Total transfers | Dollar amount | Total transfers | Dollar amount | Total transfers | Dollar amount | Total transfers |
| 24 hours | $3,500 | 10 | $15,000 | 20 | $15,000 | 15 | $25,000 | 15 |
| 7 days | $10,000 | 30 | $45,000 | 60 | $45,000 | 30 | $60,000 | 30 |
| 30 days | $20,000 | 60 | $60,000 | 120 | $60,000 | 60 | $100,000 | 60 |
Private Bank and Merrill Lynch Wealth Management clients may be subject to higher dollar limits and total transfers.
Single transaction minimum: $1
Single transaction maximum: $3,500 (Individuals) $15,000 (Small Business*)
While there are limits on what you can send using Zelle, there are no limits on what you can receive using Zelle.
*Zelle send limits are set at the customer profile (User ID) and apply to all accounts visible in the “From” dropdown when initiating a Zelle payment. If you are a Small Business customer and are not receiving the Small Business limits, make sure you are logged in with your Small Business User ID. If you don’t have a Small Business User ID, enroll now using your Small Business account info, or contact us.