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Plus, a $200 online cash rewards bonus offer.
Earn 2% cash back on purchases for the first year from account opening
Thereafter, you'll earn unlimited 1.5% cash back on all purchases
No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open
0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Enjoy no annual fee while earning unlimited cash back on all purchases
Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase.
Preferred Rewards bonuses are not applied to the 0.5% first-year bonus.
0% for 15 billing cycles
Applies to purchases, and to any balance transfers made within 60 days of opening your account
18.24% - 28.24%
variable
After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Earn 2% cash back on purchases for the first year from account opening
Thereafter, you'll earn unlimited 1.5% cash back on all purchases
No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open
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Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Footnote [5] Learn More about Free FICO Credit Score opens in a new window
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