Atmos™ Rewards Ascent Visa Signature® Credit Card
Limited-time online offer — 70,000 bonus points
Review rates and fees†
Review rates and fees†
In brief
The Atmos™ Rewards Ascent Visa Signature® card from Bank of America carries a $95 annual fee and a limited-time online offer of 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $2,500 or more in purchases in the first 90 days of account opening. The card earns unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, and unlimited 1 point for every $1 spent on all other purchases, with no cap and no expiration on points for active accounts.
- The standard APR for purchases and balance transfers is 19.74% - 27.74% variable, with no introductory APR offer and a balance transfer fee of 5% of each transaction.
- A $99 Companion Fare (plus taxes and fees from $23) is available each account anniversary after you make $6,000 or more in purchases within the prior anniversary year.
- Free checked bag and preferred boarding apply to you and up to 6 guests on the same reservation when you pay for an Alaska Airlines or Hawaiian Airlines flight with the card.
- An eligible Bank of America® account adds a 10% rewards bonus on all points earned on card purchases, so every 1,000 points earned becomes 1,100 points.
- Travel benefits include 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases, $100 off an annual Alaska Lounge+ Membership, and redemption with no blackout dates across over 1,000 destinations through oneworld® Alliance member airlines and Alaska's Global Partners.
Key takeaways
- First-year value is concentrated in the welcome offer: 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) both unlock after at least $2,500 in purchases within the first 90 days of account opening, against a $95 annual fee.
- Ongoing value depends on annual purchases: the annual $99 Companion Fare renews each account anniversary only after $6,000 or more in purchases within the prior anniversary year.
- Holding an eligible Bank of America® account increases every point earned on card purchases by 10%, so 1,000 points earned becomes 1,100.
Card Details
Limited-time online offer
Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, make $2,500 or more in purchases in the first 90 days of account opening.
Annual $99 Companion Fare
Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you make $6,000 or more in purchases within the prior anniversary year.
Free checked bag + preferred boarding
Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.
Earn points on everyday purchases with no cap
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare. Earn unlimited 1 point for every $1 spent on all other purchases.
Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
Get more out of your travels
Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card.
Get $100 off an annual Alaska Lounge+ Membership purchased with your card.
10% rewards bonus
You can also earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.
Interest Rates & Fees Summary†
Introductory APR
Standard APR
19.74% - 27.74% variable APR for purchases and balance transfers
Annual Fee
Balance Transfer Fee
of each transaction†
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Rewards
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare. Earn unlimited 1 point for every $1 spent on all other purchases. And your points don't expire on active accounts.
You can also earn a 10% rewards bonus on all points earned on card purchases if you have an eligible Bank of America® account. For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.
Annual $99 Companion Fare – Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you make $6,000 or more in purchases within the prior anniversary year.
With your Atmos™ Rewards Ascent Visa Signature® credit card you earn unlimited points for travel with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
With oneworld® Alliance member airlines and Alaska's Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem points.
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
Priority code: XAABHM
Frequently asked questions
What is the welcome offer for the Atmos™ Rewards Ascent Visa Signature® card?
A limited-time online offer of 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $2,500 or more in purchases in the first 90 days of account opening.
What is the annual fee for the Atmos™ Rewards Ascent Visa Signature® card?
The annual fee is $95.
What is the APR on the Atmos™ Rewards Ascent Visa Signature® card?
The standard APR for purchases and balance transfers is 19.74% - 27.74% variable. There is no introductory APR offer. Please see Terms and Conditions for rate, fee and other cost information. All terms may be subject to change.
What is the balance transfer fee?
The balance transfer fee is 5% of each transaction.
How do you earn points with the Atmos™ Rewards Ascent Visa Signature® card?
Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare, and unlimited 1 point for every $1 spent on all other purchases. Points don't expire on active accounts.
How do you get the annual $99 Companion Fare?
Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you make $6,000 or more in purchases within the prior anniversary year.
Does the Atmos™ Rewards Ascent Visa Signature® card include a free checked bag?
Yes. Get a free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.
What is the 10% rewards bonus?
Earn a 10% rewards bonus on all points earned on card purchases if you have an eligible Bank of America® account. For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.
What inflight and lounge benefits does the card offer?
Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card, and get $100 off an annual Alaska Lounge+ Membership purchased with your card.
Are there blackout dates when redeeming points?
No. You earn unlimited points for travel with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
Where can you redeem Atmos™ Rewards points?
With oneworld® Alliance member airlines and Alaska's Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide, bringing more airline partners and more ways to earn and redeem points.
