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Retirement Planning

Retirement Planning Resources from Merrill Edge Retirement may be decades away or a current reality. No matter your stage in life, planning for your retirement needs is important.

Starting out

Retirement may be decades away, but not starting soon enough can mean not saving enough. Bank of America and Merrill Edge can help you start planning today.

Building wealth

Make the most of your earning years. Now’s the time to start planning on how to continue to grow your savings and investments so you can live comfortably in retirement.

Living in retirement

You've come a long way to achieve the retirement you want. Let Merrill Edge help you make the most of your retirement years.

Ready to get started?

You can open a Bank of America or Merrill Edge account online in just a few minutes. Simplify your financial life with the investment insights of Merrill Lynch plus the convenience of Bank of America banking.

Savings IRAs

Looking for safety and security in your retirement account? IRAs from Bank of America are FDIC insured and offer interest-bearing CD or money market savings account choices.

Explore savings IRAs at Bank of America

Investment IRAs

Looking for a full range of investment choices? Open an IRA from Merrill Edge® and choose from a wide variety of stocks, bonds, ETFs and well-known mutual funds.

Find the right retirement account at Merrill Edge

Small Business IRAs

You have a vision for your small business. What about retirement?

Learn about Merrill Edge small business retirement solutions