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Switching to Bank of America®
Try Bank of America
Switching is simpler than you think. Start by opening a checking account.
View checking options
We've got you covered
Whether you're exploring banking options, looking for a better fit, or need help with financial firsts.
- Earn exclusive rewards with Preferred RewardsFootnote[1]
- Resources to help along your financial journey with Better Money Habits®
- Create your Life PlanFootnote[2] and set & track goals — like buying a house or saving for college
- Helpful insights through our virtual assistant Erica®Footnote[3]
Step 1
Open a Bank of America checking account. We can help you compare options and find the best fit
Step 2
Add money to your new account in the mobile appFootnote[4] or at one of our ATMs or financial centers
Step 3
Move any recurring payments and direct deposits to your new account and make sure any pending checks have cleared.
Step 4
Then, withdraw the money in your old account, and ask your bank to close the account.
Let's get started
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- Membership in the Preferred Rewards program requires that you have an active, eligible personal checking account with Bank of America® and maintain the balance required for one of the balance tiers in your combined qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your, Merrill®, investment accounts (such as Cash Management Accounts, 529 Plans). You can satisfy the combined balance requirement for enrollment with either:
- a three-month combined average daily balance in your qualifying deposit and investment accounts or
- a current combined balance, provided that you enroll at the time you open your first eligible personal checking account and satisfy the balance requirement at the end of at least one day within 30 days of opening that account.
You must have a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier and $1,000,000 for the Diamond Honors tier. Bank of America Private Bank clients qualify to enroll in the Diamond Honors tier regardless of balances. Refer to your Personal Schedule of Fees (PDF) for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements.Important Information: On or about May 26, 2026, our Bank of America Preferred Rewards program will become BofA Rewards. All customers with an open, qualifying personal checking account will be eligible for enrollment in BofA Rewards. BofA Rewards will feature the following tiers based on your three-month combined average daily balance in qualifying deposit and investment assets: Member tier, less than $30,000; Preferred Plus tier, $30,000 to $100,000; Preferred Honors tier, $100,000 to $1,000,000; and Premier tier, $1,000,000 or more. If you are enrolled in the Preferred Rewards program on the transition date, your enrollment will be automatically changed to the new BofA Rewards program: current Gold and Platinum tier members will be changed to the Preferred Plus tier; current Platinum Honors members will be changed to the Preferred Honors tier; current Diamond Honors members will be changed to the Premier tier. Your current benefits will change following conversion to BofA Rewards. For BofA Rewards eligibility requirements and a summary of new benefits, please refer to: bankofamerica.com/BofARewards. Until Preferred Rewards becomes BofA Rewards, customers can only satisfy the balance requirement for Preferred Rewards enrollment through a sufficient three-month combined average daily balance in qualifying deposit and investment accounts. Customers who do not fulfill this requirement will be eligible to enroll in the Member tier of BofA Rewards upon program launch. - Mobile Banking requires enrollment through the Mobile Banking app, Mobile website or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, and Android devices.
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