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Switching to Bank of America

How to Switch Banks Online with Bank of America Switching banks is easy with Bank of America, from opening your account to transferring direct deposits. Learn how to switch banks online today.

Switching your checking account to Bank of America is easy

Take 4 simple steps to open a checking account and start enjoying Bank of America’s award-winning Online and Mobile BankingFootnote1—as well as our extensive network of financial centers and ATMs.
1. Make a list of all your checking account transactions. This should include scheduled bill payments and any other regular debits to third parties, any checks you’ve already written or plan to write and scheduled transfers to savings or investment accounts.
2. Deposit funds into your new Bank of America checking account. You can do this via Mobile Banking or at one of our conveniently located ATMs or financial centers
3. Set up payments and transfers from your new account. This should include all the items on the list you created in step 1.
4. Close your old account—but before you do, make sure any pending checks have cleared. Once that happens, you can withdraw all remaining funds you have in the account and ask your bank to close the account.
Welcome to Bank of America—if you have any questions about your new checking account (or anything else we can do to make your financial life easier), please don’t hesitate to contact us. We’re here to help.