As of 5/24/22 this fee is no longer charged. Before that date this fee was charged when a transfer is made as part of the Balance Connect^® for overdraft protection services Please refer to the Personal Schedule of Fees (PDF) for more details.

No more than 2 Overdraft Item fees are charged per day. Please refer to the Personal Schedule of Fees (PDF) for more details.

The cost varies by the size of the box. Schedule an appointment to inquire about safe deposit box availability and pricing at a financial center near you. View FAQs about safe deposit boxes

You can find fee information by visiting Bank Account Fees, or refer to your Personal Schedule of Fees (PDF) or Clarity Statement for more information.

You can find monthly maintenance fee information by visiting Bank Account Fees, or refer to your Personal Schedule of Fees (PDF) or Clarity Statement for more information.

Link your other eligible accounts to your Advantage^® with Tiered Interest Checking, Advantage^® Regular Checking or Regular Checking account and we will use those combined balances to meet the balance requirement to avoid the monthly maintenance fee. You can generally link a savings, Money Market Savings, IRAs, CDs, some checking accounts, and Merrill Edge or Merrill Lynch investment accounts. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees (PDF) under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance Fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees

Qualifying direct deposits are deposits of regular monthly income (such as your salary, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them. These deposits qualify for Bank of America Advantage Plus Banking^® and Senior Economy Checking monthly maintenance fee waiver.

Teller deposits, wire transfers, Online and Mobile Banking transfers, transfers from one account to another, and ATM transfers and deposits are examples of deposits that do not qualify for the monthly maintenance fee waivers.

Learn more about direct deposit and download a form to set it up with your employer

Pricing and fees vary by account. Go to savings accounts and select an account to review the details, including pricing. You can also find pricing information by visiting Bank Account Fees

Visit our deposit interest rates page to view current CD rates and annual percentage yields.

You may have been charged a Check Image Service Fee each statement cycle if you requested returned images of your canceled checks with your monthly paper statement prior to November 6, 2023, when the fee was eliminated. You can receive an online version of your statement which includes digital images of your canceled checks. Log in to manage your paperless settings. Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.

This fee occurs whenever you initiate a stop payment on a check or a payment through Bill Pay.

Late fees may vary by account. To avoid any late fees, visit Bank Account Fees to learn which fees may apply to your accounts.

A Non-Bank of America ATM fee occurs whenever you access an ATM outside Bank of America's network for withdrawals or transfers. In some instances, you may be charged a fee by the ATM operator or network as well. View all ATM fees FAQs for additional details.

Locate a Bank of America ATM near you

Please review “What does it mean to link accounts?” in the Personal Schedule of Fees (PDF) under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

No. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees (PDF) under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee.

You can give us a call at 800-432-1000 or visit your nearest financial center and ask us to link your eligible accounts to help you avoid the Monthly Maintenance fees

Please review “What does it mean to link accounts?” in the Personal Schedule of Fees (PDF) under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the Monthly Maintenance Fee.

You can pay bill and make payments with your debit card, a wire transfer, an Automated Clearing House transaction (ACH), Zelle^®, or through our Online and Mobile Banking Bill Pay service. If you need to write check on a regular basis and these alternatives do not work for you, you may need a traditional checking account that offers check-writing capability. Cashier's checks are also available for a fee in our financial centers.

For SafeBalance Banking, a voided check cannot be provided as a method to set up direct deposit. There are a couple of option you can choose from to set up a direct deposit on your account.

i. You can provide your employer the account number and routing number and indicate that it is a checking account.

OR

ii. You can complete the printable direct deposit enrollment form in Online Banking or ask us for the direct deposit enrollment form that you can provide to your employer