All too often, people are too ashamed or embarrassed to seek help with credit card and unsecured personal loan debt, so they try to deny or ignore the problem. But the longer they wait, the more the debt can pile up. It's important to always manage spending, reduce what you owe and get assistance if and when you need it.

Why is managing credit card and unsecured personal loan debt so important?

Imagine being debt-free. If your debts were paid off, you could have more money available to save for retirement, emergencies or vacation. Most importantly, you could stop worrying about how to make ends meet and enjoy more peace of mind.

What is the role of a budget in credit card and unsecured personal loan debt management?
What are some good tips for managing credit card and unsecured personal loan debt?
If I have a credit card and unsecured personal loan debt problem, what should I do first?
How will reviewing my credit report help my credit issue?
What should I do if I am in financial difficulty?
Where can I get additional financial help and assistance?