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Your customers are asking for more. Bank of America Merchant Services offers simple solutions to help you give them more.

Your customers want options, a seamless payment experience, and above all, simplicity. As a leader in payments, eCommerce and security solutions, we can help you deliver that to them every day. We securely processed more than 16.6 billion transactions across 705,000 merchant locations in 2017, providing the innovative and cost-effective solutions you need to succeed.

What you pay for processing

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  • 2.7%
    Card present
    (swipe, dip or tap)
  • 3.5%
    + 15¢ per transaction
    Card not present
    (phone, mail, hand-keyed or internet)

Features & benefits

Simplified payment plan

Our intuitive point-of-sale hardware and software, along with a simplified payment plan, enable you to affordably accept credit cards and better manage your business.

Helping you save on fees

There is no monthly fee on your Bank of America Business Advantage Checking account when you also have an active Merchant Services account.

Credit, debit, and mobile device payments

Provide a wide variety of payment options for your customers, and deliver a great customer experience at checkout.

U.S.-based 24/7 customer service

Get peace of mind knowing you have help whenever you need it, day or night.

Point-of-sale hardware and software solutions

Clover point-of-sale devices integrate card payments with business management tools and more than 100 apps to make running your business easier.

Accept payments on your website

Grow your business by expanding to new customers who prefer to pay online.

Improve your cash flow

Access funds as soon as the next business day when you have a Bank of America Business Advantage account.

Advanced security tools help protect you and your customers

TransArmor® Data Protection is the ultimate protection against card data theft — because the cardholder's full card number never enters your environment.

Experienced business consultants

Our experienced teams are made up of specialists in the merchant services industry, and they’re ready to help you navigate payment options and recommend solutions to help grow your business.

Innovative reporting tools and apps

Web-based and paper reporting tools assist you in managing your payment processing activity through comprehensive and easy-to-share options.

Looking for your saved application?

Start from where you left off on your merchant application. It's easy and fast.

Complete your saved application

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