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Business Advantage Checking

You're applying for a Business Advantage Checking account

We waive the monthly fee each statement cycle if you do one of the following:

  • Spend $XXXX in net new purchases on a business credit card, or
  • Maintain an average monthly balance of $XXXX or more, or
  • Maintain a combined average monthly balance in your linked Bank of America accounts of at least $XXXX, or
  • Actively use one or both of these business services:
    Bank of America Merchant Services
    Payroll Services

You can add:


Choose to apply for a card with cash back, travel rewards, or a lower interest rate to help manage your cash flow.

No annual fee

Do payroll online—you don't have to buy and upgrade software and you get seamless integration with your QuickBooks® accounting software.

(waived for first 3 months)

After you apply

You'll need to fax your supplemental documents to 800.435.0051 or scan and email them to (include your application ID on the fax cover sheet or in the email subject line).

Once your application is approved, you should receive your signature card within 3-5 days. Sign it and send the card to us or take it to a local financial center.

Information for:

Please select your county

Enter your zip code

Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.

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Mon-Fri 8 a.m. – 10 p.m. ET