Increase Your Preferred Rewards with an Eligible Bank of America® Credit Card

Learn how Preferred Rewards can make your credit card rewards really add up

As an enrolled Preferred Rewards client, you can get a 25-75% rewards bonus on eligible Bank of America® credit cards

Select a card to see the benefits

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Cash Rewards annual earn example

Sample monthly purchases	% Cash back	Cash back earned
$200 Dining out	1%	$2.00
$550 Recurring utility payments	1%	$5.50
$200 Grocery stores & wholesale clubs	2%	$4.00
$50 Gas	3%	$1.50
Estimated monthly cash back total		$13.00
Estimated annual cash back total		$156.00

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Cash Rewards annual earn example

Sample monthly purchases	Cash back earned
$200 Dining out x 1% cash back	$2.00
$550 Recurring utility payments x 1% cash back	$5.50
$200 Grocery stores & wholesale clubs x 2% cash back	$4.00
$50 Gas x 3% cash back	$1.50
Estimated monthly cash back total	$13.00
Estimated annual cash back total	$156.00

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Premium Rewards annual earn example

Sample annual purchases	Points per dollar	Points earned
$1,700 Gas	x 1.5	2,550 points
$3,200 Recurring utility payments	x 1.5	4,800 points
$3,500 Grocery stores & wholesale clubs	x 1.5	5,250 points
$3,600 Dining out and travel	x 2	7,200 points
Estimated annual points earned		19,800 points

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Premium Rewards annual earn example

Sample annual purchases	Points earned
$1,700 Gas x 1.5% cash back	2,550 points
$3,200 Recurring utility payments x 1.5% cash back	4,800 points
$3,500 Grocery stores & wholesale clubs x 1.5% cash back	5,250 points
$3,600 Dining out and travel x 2% cash back	7,200 points
Estimated annual points earned	19,800 points

Preferred Rewards bonus

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual cash back total	Result
Gold tier	25%	$156.00	$39.00
Platinum tier	50%	$156.00	$78.00
Platinum Honors tier	75%	$156.00	$117.00

Total annual cash rewards

Gold tier

$195.00

Platinum tier

$234.00

Platinum Honors tier

$273.00

Bonus calculated on total of cash rewards when redeemed into an eligible Bank of America account. Your Preferred Rewards bonus for your tier will be credited when you redeem your cash rewards into an eligible Bank of America checking or savings account. Plus, when you select the Rewards tab in Online Banking, you can track the cash back you’ve earned. For illustrative purposes only. Actual rewards earned will depend on individual purchases and method of redemption.

Learn More about the Bank of America® Cash Rewards card

Preferred Rewards bonus

Gold tier

25% x $156.00 =

$39.00

$156.00 + $39.00 =

$195.00
cash back annually

Platinum tier

50% x $156.00 =

$78.00

$156.00 + $78.00 =

$234.00
cash back annually

Platinum Honors tier

75% x $156.00 =

$117.00

$156.00 + $117.00 =

$273.00
cash back annually

Learn More about the Bank of America® Cash Rewards card

Preferred Rewards bonus on points

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
Gold tier	25%	18,000	4,500 points
Platinum tier	50%	18,000	9,000 points
Platinum Honors tier	75%	18,000	13,500 points

Total annual travel rewards points

Gold tier

22,500 points

Platinum tier

27,000 points

Platinum Honors tier

31,500 points

Your Preferred Rewards points bonus for your tier is earned on every purchase you make, and can be tracked in Online Banking by expanding the transaction in your online statement. For illustrative purposes only. Actual rewards earned will depend on individual purchases and method of redemption.

Learn More about the Bank of America® Travel Rewards card

Preferred Rewards bonus on points

Gold tier

25% x 18,000 =

4,500 points

18,000 + 4,500 =

22,500
total points annually

Platinum tier

50% x 18,000 =

9,000 points

18,000 + 9,000 =

27,000
total points annually

Platinum Honors tier

75% x 18,000 =

13,500 points

18,000 + 13,500 =

31,500
total points annually

Learn More about the Bank of America® Travel Rewards card

Preferred Rewards bonus on points

Preferred Rewards tier	Preferred Rewards bonus percentage	Estimated annual points earned	Result
Gold tier	25%	19,800	4,950 points
Platinum tier	50%	19,800	9,900 points
Platinum Honors tier	75%	19,800	14,850 points

Total annual Premium Rewards

Gold tier

24,750 points

Platinum tier

29,700 points

Platinum Honors tier

34,650 points

Learn More about the Bank of America® Premium Rewards card

Preferred Rewards bonus on points

Gold tier

25% x 19,800 =

4,950 points

19,800 + 4,950 =

24,750
total points annually

Platinum tier

50% x 19,800 =

9,900 points

19,800 + 9,900 =

29,700
total points annually

Platinum Honors tier

75% x 19,800 =

14,850 points

19,800 + 14,850 =

34,650
total points annually

Learn More about the Bank of America® Premium Rewards card

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	$1000 / month card purchases		12 months		$12,000 annual purchases total
	$12,000 annual purchases total		1.5 points per dollar spent		18,000 points

$1000 / month card purchases x 12 months	$12,000 annual purchases total
$12,000 annual purchases amount x 1.5 points per dollar spent	18,000 points

Learn how Preferred Rewards can make your credit card rewards really add up

Select a card to see the benefits

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Preferred Rewards bonus

Total annual cash rewards

Preferred Rewards bonus

Preferred Rewards bonus on points

Total annual travel rewards points

Preferred Rewards bonus on points

Preferred Rewards bonus on points

Total annual Premium Rewards

Preferred Rewards bonus on points

Not enrolled in the Preferred Rewards program?

Not enrolled in the Preferred Rewards program?

Not enrolled in the Preferred Rewards program?

You may also like:

Card eligibility guidelines

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Preferred Rewards FAQs

Advertising Practices

Increasing Preferred Rewards with Credit Cards

Learn how Preferred Rewards can make your credit card rewards really add up

Select a card to see the benefits

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Cash Rewards

Here's how your cash rewards annual earn is calculated:

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Bank of America® Travel Rewards

Here's how your travel rewards points are calculated:

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Bank of America® Premium Rewards®

Here's how your Premium Rewards annual earn is calculated:

Preferred Rewards bonus

Total annual cash rewards

Preferred Rewards bonus

Preferred Rewards bonus on points

Total annual travel rewards points

Preferred Rewards bonus on points

Preferred Rewards bonus on points

Total annual Premium Rewards

Preferred Rewards bonus on points

Not enrolled in the Preferred Rewards program?

Not enrolled in the Preferred Rewards program?

Not enrolled in the Preferred Rewards program?

You may also like:

Card eligibility guidelines

Connect with us

888.888.7937

888.888.7937

Schedule an appointment

Preferred Rewards FAQs