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Accounts for Students FAQs

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Please tell us where you bank so we can give you accurate rate and fee information for your location.

Do you offer checking accounts for students?

Bank of America Core Checking® for Students is well suited to a student's on-the-go lifestyle with Online, Mobile and Text Banking. Students under age 24 are eligible for a waiver on the monthly maintenance fee while enrolled in a high school or in a college, university or vocational program. (Please refer to your Personal Schedule of Fees for details and other ways to avoid the monthly maintenance fee.)

To apply for an account, schedule an appointment, visit a financial center or call to speak to a customer service representative. You can reach a Bank of America representative at 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.–8 p.m., all times ET). Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).

Can I open an account for my child who is going to college?

It’s easy to open a checking account for your child who is going to college. Simply schedule an appointment, visit a financial center or call to speak to a customer service representative. You can reach a Bank of America representative at 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.–8 p.m., all times ET). Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).

If your child has not yet left for college, please use your home address as the mailing address for the account. If your child has already left for college, consider applying for a joint account with a parent as the primary account holder. Then use your home address as the mailing address for the account; we’ll be able to verify your address faster and will send all account-opening materials to your home address.

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