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Your Application

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.


Information for

What you'll need to apply:

  • Name, date of birth, Social Security number (all applicants)
  • Phone number and email address
  • Physical U.S. address (no PO boxes)

Depending on various factors, we may also ask for a U.S. driver's license or state ID card during your application.

Verifying your identity:

If we can't verify your identity online, we'll need to see two forms of ID layer at a financial center to open an account. Examples of when this may happen:

  • You've had issues with your checking history
  • You have limited credit/work history in the U.S.
  • You (or your co-applicant) are under age 16

Prefer to apply at a financial center? Schedule an appointment

Helping you stay protected with ID verification

We take your privacy and security seriously. That's why we may ask to see you at a financial center to verify two forms of ID.

Accepted forms of ID

You'll need one primary and one secondary ID per applicant.

Your primary ID is a government-issued photo ID like a U.S. driver's license, learner's permit, state ID card or passport.

Your secondary ID can include a student or work ID, proof of insurance, or bank card from another financial institution.