2005 Summary Annual Report: How We Grow: Overview

s we build on our long history of growth, Bank of America is positioned to continue growing. Growing through operating excellence—the relentless pursuit of flawless execution to serve our customers better. Growing through innovation—with new products and technology. Growing through recognizing opportunities—in new markets and deeper customer relationships. Growing by working together to create value across divisions and businesses. Growing through serving our communities—investing and giving to build stronger neighborhoods.

This annual report contains stories of how we grow. And of how we plan to keep growing.