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Checking & Savings

Business Interest Maximizer™

Get Business Interest MaximizerFootnote 4 and earn higher interest rates while maintaining easy access to funds, plus:

  • Tiered interest rates let you earn more as your balance increases
  • Earn interest on excess funds without locking into a fixed term
  • No monthly maintenance fee when paired with Business Advantage solution
  • Link to the Business Advantage solution and use your combined balances to waive the monthly checking feeFootnote 2
  • Help avoid the inconvenience of overdrafts by enrolling in Overdraft ProtectionFootnote 3
  • Convenient access to your funds whenever you need them
0.03 - 0.05% APYFootnote 1
  • with a $5,000 balance

See Rates & Fees for current interest rate information

Rates

Business Interest Maximizer™ Savings Interest Rate APYFootnote 1
Less than $10,000 0.03% 0.03%
$10,000 - $24,999 0.03% 0.03%
$25,000 - $49,999 0.03% 0.03%
$50,000 - $99,999 0.04% 0.04%
$100,000 - $249,999 0.04% 0.04%
$250,000 - $499,999 0.04% 0.04%
$500,000 - $2,499,999 0.05% 0.05%
$2,500,000 and over 0.03% 0.03%

Fees

Or waive the monthly fee by meeting one of the following requirements:

  • Maintain a $5,000 minimum daily balance
  • Include the Business Interest Maximizer™ as part of a Business Advantage solution

Link Business Interest Maximizer™ to the Business Advantage solution and use your combined balances to waive the monthly checking fee

Savings Products

Earn interest on your balances while maintaining full access to your funds with a Bank of America business savings account. Whether you have a small business and are looking to grow your savings or are an established company with a large balance, Bank of America has a savings account that is sure to work for your business. In addition to low maintenance fees and healthy interest rates, all business savings accounts come with standard benefits, including online banking features.

Business Interest Maximizer™

Business Investment Account

Open Now Business Interest Maximizer™
Open Now Business Investment Account
Good for you if You have an established business with larger balances You have a growing business and you're looking to build savings
Annual Percentage Yield 0.03 - 0.05% 0.02% $100 minimum deposit
Benefits Earn interest without locking into a term, and get tiered, variable interest rates that let you earn more as your balance grows. No limit on daily deposits. Fees may apply. Write up to 3 checks per statement cycle. No limit on daily deposits. Fees may apply.
Monthly maintenance fee $15 

How can I have this fee waived? for Business Interest Maximizer™

How can I have this fee waived?

You can have this monthly maintenance fee waived by meeting one of the following requirements:

  • Maintain a $5,000 minimum daily balance
  • Include Business Interest Maximizer as part of a Business Advantage solution
$10 

How can I have this fee waived? for Business Investment Account

How can I have this fee waived?

You can have this monthly maintenance fee waived by meeting one of the following requirements:

  • Maintain a $2,500 minimum daily balance
  • Include your Business Investment Account as part of a Business Fundamentals® solution
FDIC insured up to applicable limits Yes Yes
Small Business Online Banking Yes Yes
Overdraft Protection Yes Yes
Included in a checking solution

Yes, can be included with Business Advantage

Yes, can be included with Business Fundamentals®

Business Interest Maximizer™ Open Now Business Interest Maximizer™
Business Investment Account Open Now Business Investment Account

Small Business Online Banking

Small Business Online Banking allows you to access information for multiple accounts, view current daily balances, get detailed transaction reports, and perform a wide range of other essential banking services.

Overdraft Protection

Overdraft Protection enables you to link a business checking account to a business savings account to cover any overdrafts that may occur in your checking account. Funds are automatically transferred from your savings account when the overdraft occurs.

An overdraft transfer fee will be applied to most Overdraft Protection transactions.