Skip to main content
Checking & Savings

Business Checking

Your business is unique and needs a checking solution that suits your business. Bank of America business checking solutions are designed to fit a variety of business needs and come with a variety of options, including account management, savings accounts, secondary checking accounts, and much more. Review and compare various business checking solutions from Bank of America today to find what meets your unique business needs.

Business Fundamentals®

No monthly fee first 2 months, then $15/month

How to avoid this fee

Open Now Business Fundamentals®

Business Advantage

No monthly fee first 3 months, then $29.95/month

How to avoid this fee

Open Now Business Advantage
Good for you if Your average monthly balance is less than $5,000

You typically write and deposit fewer than 200 checks per month

You typically deposit less than $10,000 in cash per month
Your average monthly balance is greater than $15,000

You typically write and deposit fewer than 500 checks per month

You typically deposit less than $25,000 in cash per month
Business savings account Business Investment Account
no additional monthly fee
Business Interest Maximizer™
no additional monthly fee
Second business checking account $12 No additional monthly fee
Account ManagementFootnote 1 $15 No monthly fee
Stop payments $30 per item No fee
Spend $250 a month in new purchases on a business debit or credit cardFootnote 2 $2,500 a month in new purchases on a business credit cardFootnote 2
Actively use one or more of the following business services n/a -Bank of America Merchant Services
-Payroll Service by Intuit
-Remote Deposit OnlineFootnote 3
Average monthly balance $5,000 $15,000
Combined average monthly balance of linked accounts $15,000Footnote 4 $35,000Footnote 4
Minimum daily balance $3,000 n/a
Business Fundamentals®
Open Now Business Fundamentals®
Business Advantage
Open Now Business Advantage

Account Management

The Account Management service allows you to perform all your Online Banking tasks—including payments and transfers—directly in QuickBooks.®Footnote 1

Not what you're looking for?

If your business maintains over $60,000 in balances and requires enhanced cash management solutions, Full Analysis Business Checking and Treasury Management Services may be a good fit for you. Learn more  about Full Analysis Business Checking  ››

Already applied?

Check application status

Call: 866-460-1287

Popular service combinations

See how your business can benefit by customizing checking and Online Banking services to meet your unique needs.

Learn more  about Popular service combinations