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Checking & Savings

Business Checking

Your business is unique and needs a checking solution that suits your business. Bank of America business checking solutions are designed to fit a variety of business needs and come with a variety of options, including account management, savings accounts, secondary checking accounts, and much more. Review and compare various business checking solutions from Bank of America today to find what meets your unique business needs.

Business Advantage

Business Fundamentals®

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Good for you if Your average monthly balance is greater than $15,000

You typically write and deposit fewer than 500 checks per month

You typically deposit less than $25,000 in cash per month
Your average monthly balance is less than $5,000

You typically write and deposit fewer than 200 checks per month

You typically deposit less than $10,000 in cash per month
Business savings account Business Interest Maximizer™
no additional monthly fee
Business Investment Account
no additional monthly fee
Second business checking account No additional monthly fee $12
Account ManagementFootnote 1 No monthly fee $15
Stop payments No fee $30 per item
Incoming domestic wires No fee $15
Incoming international wires No fee $16
Personal checking account No monthly fee for first 12 months n/a
Monthly fee No monthly fee for the first 3 months No monthly fee for the first 2 months
Minimum daily balance n/a $3,000
Average monthly balance $15,000 $5,000
Combined average monthly balance of linked accounts $35,000Footnote 2 $15,000Footnote 2
Spend $2,500 a month in new purchases on a business credit cardFootnote 3 $250 a month in new purchases on a business debit or credit cardFootnote 3
Actively use one or more of the following business services -Bank of America Merchant Services
-Payroll Service by Intuit
-Remote Deposit OnlineFootnote 4
n/a
Or Pay $29.95/month $15/month
Online and Mobile BankingFootnote 5 Yes Yes
Automatic AlertsFootnote 6 Yes Yes
Business debit cards with Total Security Protection for you and your employeesFootnote 7 Yes Yes
Online Bill Pay and transfers Yes Yes
10,000 Reward points or $100 cash backFootnote 8 Yes Yes
Business Advantage
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Business Fundamentals®
Open Now Business Fundamentals®

Account Management

The Account Management service allows you to perform all your Online Banking tasks—including payments and transfers—directly in QuickBooks.®Footnote 1

Not what you're looking for?

If your business maintains over $60,000 in balances and requires enhanced cash management solutions, Full Analysis Business Checking and Treasury Management Services may be a good fit for you. Learn more  about Full Analysis Business Checking  ››

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Call: 866-460-1287

Popular service combinations

See how your business can benefit by customizing checking and Online Banking services to meet your unique needs.

Learn more  about Popular service combinations