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Preferred Rewards for Business Calculator

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Calculate your potential benefits and rewards

Estimate your combined balances across your qualifying deposit and investment accounts layer.
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Estimate your monthly credit card purchases. The Preferred Rewards for Business bonus applies to all eligible credit cards layer.
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Estimate your monthly merchant processing to determine your cash rewards potential.
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Card eligibility guidelines

Most Bank of America® branded business credit cards (such as the Business Advantage Cash Rewards, Business Advantage Travel Rewards and WorldPoints Rewards for Business credit cards) are eligible to receive the program bonus as long as the card account is open and in good standing. The following list shows the Bank of America branded business credit cards ineligible for the Preferred Rewards for Business bonus.

Cards not eligible for the Rewards Bonus:
  • Non-rewards credit cards (Bank of America Platinum and Platinum Plus for Business cards)
  • Personal or consumer-purpose credit cards
  • Business Advantage Cash Rewards 123 with 50% bonus
  • Business Advantage Travel Rewards with 50% bonus
  • Merrill branded Merrill Rewards for Business Card
  • Alaska Airlines®
  • Asiana Airlines®
  • Spirit Airlines®

Business Banking, Global Commercial Banking, Global Corporate Investment Banking or Institutional clients are not eligible to participate in the program. This list is subject to change without prior notice.

How is this calculated?

Your potential benefits are based on a combination of the inputs you provided and the average value of the program benefits. You can check and un-check the box next to each benefit to fine-tune your estimate.

Qualifying deposit and investment balances

Clients in the eligible business categories may enroll in the program if you have an active, eligible Bank of America business checking account, and maintain a combined balance in your qualifying Bank of America® business deposit accounts and/or your qualifying Merrill Edge® and/or Merrill Lynch® business investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on your average daily balance for a three calendar month period. U.S. Trust® Small Business clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain your U.S. Trust relationship. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements.

If you have deposit and investment accounts outside of Bank of America and Merrill Lynch, you can include those balances to see how transferring balances into an eligible Bank of America business deposit or Merrill business investment account can help you get even more benefits and rewards.

Learn more about Preferred Rewards for Business