Bank of America Mobile Banking App for Android™ Phones

Access your accounts

The information you need, available anytime

Double-check the balance on your accounts when you’re ready to get groceries and fill up the car, when you’re making a transfer or paying your bills, when it’s payday and you have a special purchase in mind. Get your account information when you want it.

Manage your finances, whatever your schedule

Check balances for your Bank of America checking, savings, CD, credit card, home equity and mortgage loan accounts and Merrill Edge^® investment accounts
Track your recent posted and pending transactions, including ATM visits, debit card purchases and direct deposits
Look up your credit card transactions (up to 12 statements)

Mobile account access is available in our Mobile Banking App. Get the app It’s also available with Text Banking and on our Mobile Website.

Our mobile app gives you more Mobile Banking options and features while Text Banking is the fastest way to get your account balances and recent transaction history from any mobile phone, without signing in. Use either depending on your time and need.

Transfers

Regular account transfers are fast, simple and secure

Make transfers immediately between your Bank of America accounts
Schedule transfers for later
Review or cancel scheduled transfers

Transfers are easy and convenient and they come with the security and liability protection you expect from Bank of America.

Securely send money using an email address or mobile number.Footnote ¹

Need to pay a friend for your share of lunch? How about reimbursing a co-worker for a group baby shower gift? Now all you need is their email address or mobile number; no more sharing account information or passing around cash and checks. Send money from Online Banking, or your mobile phone, all with the protection of the Online Banking Security Guarantee. No more checks, no IOUs.

Mobile transfers are available in our Mobile Banking App. Get the app

Mobile transfers are also available on our Mobile Website.

Mobile Check Deposit

Bank on your schedule

You’ve been waiting for a check and now it’s in your hand. With just your Android camera and the Mobile Banking App, you can securely deposit a check right away without a trip to an ATM or banking center. Snap pictures of the check, choose your account, enter the amount and send.

Available at your convenience

After you make your deposit, you'll get a confirmation and instructions on what to do with the check. You can immediately see your transactions in the account detail section of the App and in your Online Banking, but funds will be credited the next business day.Footnote ¹ Images are stored securely at the bank, never on your devices.

Mobile Check Deposit is available exclusively in our Mobile Banking App. Get the app

Security is our first priority

Millions of customers rely on our proven privacy and security. Our fraud prevention and security systems protect you with the latest encryption technology.

As safe as Online Banking transactions

Our Online Banking Security Guarantee applies to all of your Bank of America mobile transactions.Footnote ²

Multiple layers of security

Our app requires you to sign in the same way you do with Online Banking, with SiteKey as an extra layer of security. We do not allow your Passcode or any account information to be stored on your device. As additional security, you can use SafePass.

Privacy protection

We safeguard your financial information as detailed in our Privacy Policy for Consumers and Online Privacy Notice.

Security is our priority no matter how you choose to bank with us.

Pay bills on time, even when you’re away

No stamps, no envelopes, no worries. On a business trip or vacation, paying your bills on time is one thing you can cross off your list by using Bill Pay. Once you set up Pay To accounts in Online Banking, bills can be paid as one-time or recurring payments to those accounts. Your payments are now on time, wherever you are.

On-time flexible payments

Choose the amount and when to pay. You can pay a bill once or plan recurring payments, schedule it a few days from now or next month if you like. With Bank of America, your payments are paid to your designated Pay To accounts on dates you choose in Bill Pay and for the dollar amounts you specify.

eBills instead of paper

Get your bills online from any company participating in eBills (there are thousands). You can also use the same payees and eBills from your existing Online Banking setup. Your online payment history confirms who you paid, the date and the amount.

Mobile Bill Pay is available in our Mobile Banking App. Get the app

Mobile Bill Pay is also available on our Mobile Website.

Alerts

Whether you’re at work or enjoying a day off, you can rely on alerts to inform you of changes and updates to your account. When you set up Mobile App Alerts, you’ll receive the account information you care about as push notifications on your Android.

Peace of mind

Help prevent late fees and overdraft fees by knowing when your credit card payment is due or when your checking account balance drops below an amount you set. Best of all, you can take immediate action, like using the Make transfer link in the low balance alert.

Security

You can also set alerts for irregular account activity or changes to your personal information.

Mobile App Alerts are available in our Mobile Banking App. Get the app

You can also set up Online Banking Alerts to get the same information sent as email and text messages.

BankAmeriDeals®

Easier than ever to earn cash back

When you’re out shopping or having dinner, check BankAmeriDeals® on your Android to find cash back deals at stores and restaurants.

Simple to choose your deals

Simply tap the “Deals” icon on your Android, and choose the cash back deals you want.

Cash back is put into your account

Pay for your purchases with your eligible Bank of America debit or credit cards, and get cash back put into your account. It’s that simple, and free for Mobile Banking customers.

Mobile BankAmeriDeals® are available exclusively in our Mobile Banking App. Get the app

Offers shown for illustrative purposes only. Participating merchants may vary.

Locations for ATMs and banking centers

Traveling in a city you don’t know, for work or pleasure, is a lot less stressful when you know exactly where to find your bank, especially if you need something extra like a 24-hour or Talking ATM or a banking center open on Saturday.

Pinpoint your search for the following

ATMs
24-hour ATMs
Talking ATMs
Drive-up ATMs
Banking center
Banking centers open on Saturday

Locations near you

Your mobile device easily finds the nearest location without your address or ZIP code.

The Locations feature is available in our Mobile Banking App. Get the app

The Locations feature (without the capability to detect nearest location) is also available on our Mobile Website.

Requires enrollment in service through Online Banking. Email and Mobile Transfers must be made from a Bank of America consumer checking or savings account to a US-based bank account. Recipients have 14 days to register to receive money or transfer will be cancelled. Dollar and frequency limits apply. See the Online Banking Service Agreement for details, including cut-off and delivery times. Wireless carrier charges may apply.

You are not liable for fraudulent Online Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

See our Online Banking Service Agreement for full terms and conditions.

Mobile Website

To access Online or Mobile Banking, you must enroll in the service. Once enrolled, the same Online ID and passcode can be used to access both Online and Mobile Banking. View the Online Banking Service Agreement for more information about both Mobile and Online Banking. Wireless carrier fees may apply. Enrollment not available through the Mobile App on all devices.

Limitations apply to the information you receive about your accounts. Your Available Balance is the amount of money in your checking or savings account that is currently available for you. It includes all Cleared and Processing transactions. Keep in mind that any transactions you have made but Bank of America has not yet received need to be subtracted from your Available Balance for you to know the exact amount of money you have to spend or withdraw.

The Available Balance does not include:

Any transaction that has not been received by the bank (check, recurring debit card transactions, ACH)
Amount of deposit not currently available, including holds
Debit card transactions identified as Authorized

For credit card account balances, current balance is the total amount of all transactions that have posted to your account. This balance may not include recent transactions that have not yet posted to your account.

Mobile Banking App

Not all Mobile Banking App features are currently available on all mobile devices or with all operating systems. Availability depends on the mobile device’s operating system and capabilities (such as a notification system or a built-in camera). BlackBerry doesn’t have Alerts, deposits or BankAmeriDeals® functionality. Kindle Fire doesn’t have Alerts, deposits or location services functionality. Wireless carrier fees may apply. Check your wireless carrier agreement for details. With Mobile Banking, you must first enroll in Online Banking or Mobile Banking and set up Transfers and Bill Pay.

Email and Mobile Transfers: Requires enrollment in service through Online Banking. Email and Mobile Transfers must be made from a Bank of America consumer checking or savings account to a US-based bank account. Recipients have 14 days to register to receive money or transfer will be cancelled. Dollar and frequency limits apply. See the Online Banking Service Agreement for details, including cut-off and delivery times. Wireless carrier charges may apply.

Mobile Check Deposit: You must first enroll in Online Banking or Mobile Banking and download the Mobile App. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. Click the “More” button in the App, select “Help” and then “Mobile Check Deposit” for details, including information on funds availability, deposit limits and proper disposal of checks, and to see the full terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the Mobile Website. Not currently available on Amazon® Kindle Fire™, Blackberry® or Palm® devices.

BankAmeriDeals®: You must be enrolled in Online Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® debit or credit card or Merrill Lynch® credit card. Select co-brand credit cards and small business credit cards are not eligible. Earned cash back will be credited into an eligible checking, savings, money market or consumer credit account in the next month following redemption. For more information, please read the program terms of use.

BankAmeriDeals® is currently available via the Bank of America Mobile Banking App for iPad®, iPhone®, Amazon® Kindle Fire™, Android™ phones and tablets, and Windows® phones only. This feature is not currently available on the Mobile Website.

Text Banking

Bank of America does not charge for Text Banking. However, your mobile service provider may charge for sending and receiving text messages on your mobile phone. Check with your service provider for details on specific fees and charges that may apply.

Supported carriers include: Alltel, AT&T, Cellular One, T-Mobile, Virgin Mobile, US Cellular, Verizon Wireless. Message and data rates may apply.

Text STOP to 692632 to stop text alerts and text HELP to 692632 for help.

Text Banking Terms & Conditions

Your use of the Text Banking Service ("Service") constitutes your agreement to these terms and conditions. We may amend these terms, and modify or cancel the Service or any of its features without notice,

You agree to provide us with a valid mobile number. You agree that we may send you text messages through your wireless provider. We do not charge for the Service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless service provider.

You understand that balances provided may not include recent or pending transactions that have not yet posted to your account and that other restrictions may apply. See your account agreement for more information.

Notify us immediately of any changes to your registered Device. In case of unauthorized access to your Device or Service, you agree to cancel enrollment associated with the Device immediately.

You agree to indemnify, defend, and hold us harmless from any third party claims, liability, damages or costs arising from your use of the Service or from you providing us with a phone number that is not your own.

You agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Service; any errors in such information; any action you may or may not take in reliance on the information or Service; or any disclosure of account information to third parties resulting from your use of the service. We will not be liable to you for special, indirect or consequential damages.

Amazon, Kindle, Kindle Fire, the Amazon Kindle logo and the Kindle Fire logo are trademarks of Amazon.com, Inc. or its affiliates, registered in the U.S. and other countries. Android™ is a trademark of Google Inc. Use of this trademark is subject to Google Permissions. BlackBerry®, RIM®, Research In Motion® and related trademarks, names and logos are the property of Research In Motion Limited and are registered and/or used in the U.S. and countries around the world. Used under license from Research In Motion Limited. iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Windows® Phone is a trademark of the Microsoft group of companies. Windows® is a trademark of the Microsoft group of companies. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. BankAmeriDeals is a trademark and Merrill Lynch, Bank of America and the Bank of America logo are registered trademarks. Bank of America is a registered trademark of Bank of America Corporation.

Some accounts and services, and the fees that apply to them, vary from state to state. Please review the information for your state in the Personal Schedule of Fees (at www.bankofamerica.com/feesataglance or at www.bankofamerica.com/serviceagreement).

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Investment products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation.

Mobile Banking App on Your Android™