Choose the right combination of coverage for your home or condo
Keep in mind the value of your property, your personal property and the requirements of different lenders.
Also check premiums, which can vary based on the level of coverage, individual insurance company rates, the location and value of your home as well as the amount of your chosen deductible.
Homeowners and/or Condo Insurance can provide coverage (subject to policy limits) for:
Your home or condo
This includes coverage for losses to your home or condo.
Coverage for structures that are on your property but separate from the home.
Covers personal property including, but not limited to, furniture, appliances and clothing.
Loss of use
Coverage for additional living expenses if the home or condo becomes uninhabitable due to a loss covered by your policy.
Protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
Guest medical payments
Provides medical payment coverage for someone injured on or by your property.