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Get up to $7,500 in closing cost help

  • This lender credit helps pay for nonrecurring closing costs, such as title insurance and recording fees and in certain situations, discount points that may be used to lower the interest rate
  • Eligibility depends on your income and the location of the home; other restrictions may apply. To find out if you qualify for this program, give us a call.
  • Best of all, this is not a loan — it does not have to be repaid

Get prequalified

Call 800.763.1255

Other program requirements:

  • The owner must occupy the home as a primary residence.
  • The lender credit cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance, and the borrower cannot receive cash back.
  • For properties located within a low-to-moderate-income census tract (LMICT) there is no income limit.
  • The home loan must fund with Bank of America on a conventional, VA, FHA or low down payment mortgage such as our Affordable Loan Solution® mortgage.

Select your state to see details by location.

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Other program requirements:
  • The owner must occupy the home as a primary residence.
  • The lender credit cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance, and the borrower cannot receive cash back.
  • The home loan must fund with Bank of America on a conventional, VA, FHA or low down payment mortgage such as our Affordable Loan Solution® mortgage.