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Mortgage or refinance

Get prequalified

Home equity

Apply

Get the knowledge you need to help you make informed decisions about your home loan. We’re committed to making the home lending process clear and giving you tools, information and guidance to help you move forward with a decision and home loan that’s right for you.

Today's mortgage rates for home purchase loans

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.000% 2.875% for mortgage 5/1 ARM
Glossary Term: APR 4.145% 3.054%
Glossary Term: Points 0.582 0.121

Rates valid on 07/28/2015 05:00 PM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window. Monthly payment example 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Sample monthly payments ($200,000 loan)

Today's refinance rates

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.250% 2.875% for refinance 5/1 ARM
Glossary Term: APR 4.373% 3.065%
Glossary Term: Points 0.350 0.322

Rates valid on 07/28/2015 05:00 PM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window. Monthly payment example 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Sample monthly payments ($200,000 loan)

What can your home equity do for you?

  • Home equity line of credit

    3.875%
    Variable APRFootnote
  • Get custom rates for home equity
    Go get rates for the selected state

Start today

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Bank of America Preferred Rewards

Preferred Rewards clients can get a reduced mortgage origination feeFootnote1 or a special home equity interest rate discount.Footnote2

Learn more about preferred rewards