New! Send wire transfers in our Mobile Banking app or Online Banking

Send domestic and international wire transfers in 140+ currencies to over 200 countries. Available in English and Spanish.

International Wire Transfer Features

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$0 outbound wire transfer fee
if sent in foreign currency.

Get a competitive foreign exchange rate in the app or Online Banking.1

Know the exact amount your recipient will receive in their local currency.2

Outbound wire transfer fees1,3

Wire type Fee
Domestic $30
International, U.S. dollars $45
International, foreign currency $0

As a Preferred Rewards Member, you could save on wire transfer fees.

TBD

Sending wire transfers

To send a wire transfer, log in to our Mobile app or Online Banking and tap Pay & Transfer. You will need your debit card number, PIN, and U.S. mobile number OR a USB security key.

Domestic:

  • You need the recipient’s name, address, bank wire routing number (ABA) and account number.
  • Cutoff time is 5 p.m. Eastern and typically arrives the same day (business days only).

International:

  • You need the recipient’s name, address and bank information, including SWIFT code and account number.
  • You can send in U.S. dollars or foreign currency; cutoff time is 5 p.m. Eastern and typically arrives in 1 to 2 business days.
  • Some countries require specific bank identifiers (e.g. Canada's Transit Code or India's IFSC code), or account identifiers (e.g. IBAN, or CLABE for Mexico). See the
    Foreign Currency Payments Guide for details.

Fees and limits may apply.

Receiving wire transfers

To receive domestic and international wire transfers you will need to provide the sender your account information and the following information. To find your account number, log in to our Mobile App or Online Banking and select your receiving account.

Domestic (U.S):

  • Bank of America’s wires routing number: 026009593

International:

  • Receive in U.S. dollars: SWIFT Code BOFAUS3N
    Bank of America N.A.
    222 Broadway, New York, NY 10038
  • Receive in foreign currency: SWIFT Code BOFAUS6S
    Bank of America N.A.
    555 California St., San Francisco, CA 94104

Domestic transfers will typically be credited to your account the same business day, and international transfers will typically be credited to your account in 1 to 2 business days.

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See how to do a wire transfer

Review digital demos to see how to set up domestic and international wire transfers with the Mobile Banking app or Online Banking.

You can also view our printable guide.

View guided demos

Get additional information

Wires FAQs Guide to Foreign Currency Payments Guided Demos

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