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International Wire Transfers

Global money transfers made easy

Make secure international wire transfers right from your Bank of America account
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Sign in to make an international wire transfer
  • To make an international wire transfer, you must have a Bank of America checking or savings account
  • Funds generally arrive at the recipient bank in 2 business days
  • You can also make an international wire transfer at a Bank of America financial center
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Send international wires from anywhere you can sign in to Online Banking

  • International wires generally arrive at the recipient bank in 1 to 2 business days if sent by 5 p.m. ET
  • International wires are available to more than 200 countries in over 140 currencies. View our Foreign Currency Payments Guide
  • Sending a wire is secure and convenient
To send an international wire, sign in to Online Banking layer and select the Using their account number at another bank link from the Send Money To Someone section of the Transfers navigation menu and follow the instructions. Before starting, make sure you have all the correct recipient bank details layer

Recipient bank details

In order to complete an international wire transfer online, you’ll need the following information about the bank receiving the funds:
  • Recipient bank name, address and country
  • Recipient bank’s routing code and recipient’s account number
  • SWIFT Code, National ID or IBAN number of the bank where the receiving account is located
  • Purpose for transfer

Should I send my wire in foreign currency or U. S. dollars?

  • When deciding between sending in foreign currency or U.S. dollars, you should consider factors that impact the total cost to send or the amount available after transfer, such as exchange rates and other fees.
  • When sending in foreign currency there is no Bank of America outbound wire transfer fee and an exchange rate is locked in upfront.
  • When you use Online Banking to send an international wire in foreign currency, you may be able to get a better exchange rate than in the financial center.
  • If you do not know the currency of the receiving account, you should consult the recipient or send in U.S. dollars.
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Wire transfer fee
Wire typeFee
Outbound domestic wire transfer$30
Outbound international wire sent in foreign currency,$0
Outbound international wire sent in U.S. dollars$45

Answer center


What is a wire transfer?

A wire transfer is an electronic payment service for transferring funds by wire, for example through SWIFT, the Federal Reserve Wire Network or the Clearing House Interbank Payments System.

How do I send an international wire transfer?

Sign in to Online Banking; hover over the Transfers tab, locate the Send money to someone section and select Using their account number at another bank. Before starting make sure you have all the correct recipient bank details.

Which Bank of America SWIFT Code do I provide when I want to receive an inbound international wire?

Bank of America has 2 primary SWIFT Codes:

BOFAUS3N (US dollars or unknown currency) Bank of America, NA 222 Broadway New York, New York 10038.

BOFAUS6S (foreign currency) Bank of America, NA 555 California St San Francisco, CA 94104.

If you do not know or are unsure of the type of currency being received please use BOFAUS3N.