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Foreign Currency

International Wire Transfers

Send international wires from anywhere you can sign in to Online Banking

  • International wires generally arrive at the recipient bank in 1 to 2 business days if sent by 5 p.m. ET
  • International wires are available to more than 200 countries in over 140 currencies
  • Sending a wire is secure and convenient

To send an international wire, sign in to Online Banking. Opens a modal window and select the Using their account number at another bank link from the Send Money To Someone section of the Transfers navigation menu and follow the instructions. Before starting, make sure you have all the correct recipient bank details.

Should I send my wire in foreign currency1 or U. S. dollars?

  • When deciding between sending in foreign currency or U.S. dollars, you should consider factors that impact the total cost to send or the amount available after transfer, such as exchange rates and other fees.
  • When sending in foreign currency there is no Bank of America outbound wire transfer fee and an exchange rate is locked in upfront.
  • When you use Online Banking to send an international wire in foreign currency, you may be able to get a better exchange rate than in the financial center.
  • If you do not know the currency of the receiving account, you should consult the recipient or send in U.S. dollars.

Sign in to make an international wire transfer

  • To make an international wire transfer, you must have a Bank of America checking or savings account
  • Funds generally arrive at the recipient bank in 2 business days
  • You can also make an international wire transfer at a Bank of America financial center
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Answer center

  • A wire transfer is an electronic payment service for transferring funds by wire, for example through SWIFT, the Federal Reserve Wire Network or the Clearing House Interbank Payments System.

  • Sign in to Online Banking; hover over the Transfers tab, locate the Send money to someone section and select Using their account number at another bank. Before starting make sure you have all the correct recipient bank details.

  • Bank of America has 2 primary SWIFT Codes:

     

    BOFAUS3N (US dollars or unknown currency)
    Bank of America, NA
    222 Broadway
    New York, New York 10038

     

    BOFAUS6S (foreign currency)
    Bank of America, NA
    555 California St
    San Francisco, CA 94104

     

    If you do not know or are unsure of the type of currency being received please use BOFAUS3N