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Deposits

Savings Accounts

Compare savings accounts

We offer a variety of savings accounts to help you meet your needs. Compare our savings options to find the right one for you.

Comparison table of Business related Savings products available.

Platinum Money Market Savings Account

Learn moreabout Platinum Money Market Savings

Personal Money Market Savings Account

Open nowPersonal Money Market Savings Account

Regular Savings Account

Open nowRegular Savings Account

Custodial Savings Account

Open nowCustodial Savings Account
Good for you if Your combined balances can qualify you for a higher interest rate.Footnote 2 You want to earn more interest as your balance grows. You’re just starting out and need a basic savings account. You want to begin saving for a child’s future
Annual percentage yield (APY) 0.05% - 0.12% APYFootnote 3 0.03% - 0.07% APYFootnote 4 0.01% APYFootnote 5 on all balances 0.01% APYFootnote 5 on all balances
Minimum opening deposit $25

 

$25 $25 $25
Eligible for Keep the Change® enrollmentFootnote 6 Yes Yes Yes
Can be used for overdraft protectionFootnote 1 Yes Yes Yes
Maintenance fees NoneFootnote 2 $12 monthly fee
No monthly fee if you meet one of the following requirements during each statement cycle: Maintain a $2500 minimum daily balance
Or
Link to your Bank of America Interest Checking™ Account (waiver applies to first 4 savings accounts)
$5 monthly fee
No monthly fee if you meet one of the following requirements during each statement cycle: Make combined monthly automatic transfers of $25 or more from your Bank of America checking account Learn how
Or
Maintain a $300 minimum daily balance
Or
Link to your Bank of America Interest Checking™ Account (waiver applies to first 4 savings accounts)
$5 monthly fee
No monthly fee if you meet one of the following requirements during each statement cycle: Maintain a $300 minimum daily balance
Or
Set up an automatic monthly transfer of $25 or more from your checking account
Or
Link to your Bank of America Interest Checking™ Account (waiver applies to first 4 savings accounts)
Transaction limitations Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.* Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.* Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.*
3 withdrawals and transfers each monthly statement cycle with no Excess Withdrawal fee
Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.*
3 withdrawals and transfers each monthly statement cycle with no Excess Withdrawal
FDIC insured up to applicable limits Yes Yes Yes Yes
Accessible in Online Banking Yes Yes Yes Yes
Learn more about Platinum Money Market Savings Learn more about Personal Money Market Savings Learn more about Regular Savings Learn more about Custodial Savings

Platinum Money Market Savings Account

Learn moreabout Platinum Money Market Savings

Personal Money Market Savings Account

Open nowPersonal Money Market Savings Account

Regular Savings Account

Open nowRegular Savings Account

Custodial Savings Account

Open nowCustodial Savings Account

Adding an IRA Account

Online, IRA Accounts may only be opened one-at-a-time. If you continue, we will remove the IRA and add this item to your application.

Choosing "Cancel" will leave your application with its current selections.

Merrill Edge - Bank of America Corporation merill edge

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Continuar en inglés

La información que se encuentra a continuación está disponible sólo en inglés en la actualidad.

Las solicitudes y los documentos asociados con productos y servicios específicos podrían estar disponibles sólo en inglés. Antes de escoger un producto, por favor asegúrese de haber leído y entendido todos los términos y condiciones provistas.

Seleccione Continuar en inglés para obtener más información. Usted también puede contactarnos en español llamando al 1.800.688.6086 para obtener más información sobre nuestros productos.

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