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Before You Apply

Get Started
Your application process should take around 10 minutes.

You're applying for:


Avoid a monthly maintenance fee by maintaining a minimum daily balance of each statement cycle.


Pay /month

How to avoid the monthly maintenance fee

No monthly maintenance fee for Rewards Money Market Savings each statement cycle that you:

  • Maintain a minimum daily balance of at least
  • or
  • Link your Bank of America Interest Checking® account to your Rewards Money Market Savings account (waiver applies to first 4 savings accounts)
  • or
  • Enroll in the Preferred Rewards program and qualify for the Gold, Platinum, Platinum Honors tier (first 4 savings accounts)

Or pay /month



What you'll need to apply:

  • Social Security number and date of birth of all account holders
  • Phone number and email address
  • Physical U.S. address (no post office boxes)
  • Debit card or account information for funding your new account

Apply at a financial center if:

  • You have limited credit history, making identity verification difficult
  • You have had issues with your checking history
  • You are depositing more than $100,000 today
  • Schedule an appointment
Information for:


Please select your county

Enter your zip code

Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.