8 weeks out
1. Save receipts now. Save on taxes later.
Moving costs can add up quickly. So it’s important to keep track of everything you’re spending. Also, certain moving expenses can be tax deductible, so make sure you save your receipts. Check out the IRS website for more details about the kinds of moving expenses that may be tax deductible.
2. Take inventory of your possessions
A moving list of all your belongings can be worth its weight in gold when it comes time to decide how many boxes you’ll need, how big of a truck you should rent, and just how accurate your moving estimate will be. It may also come in handy for insurance purposes if boxes or items are lost or broken during the move.
3. Find the right movers for the job
Not into heavy lifting? Now’s the time to hire a company that fits both your needs and your budget. Get at least 3 estimates and in case something breaks, make sure that they’re licensed and insured or bonded. And for a little extra peace of mind, you may want to consider mover’s insurance.
4. Stock up on the supplies you’ll need
For cross-country moves, it may be worth it to invest in new, durable boxes that will survive the trip. If you have a local move, used boxes will do just fine. Get them for free at many grocery stores, pharmacies, and online sites like Craigslist.
4 weeks out
5. Update your mailing address
Change the address associated with your credit cards, insurance companies and bank. And don’t forget to order new checks that include your new address. If you’re moving out of state, it’s a good idea to transfer your bank accounts to your new location. Bank of America customers can call 1.800.432.1000 to transfer their accounts or change their address. Or use Online Banking to update your primary residence.
6. Forward your mail
Pick a date to start forwarding your mail. But make sure to pay any bills in advance in case they happen to arrive after you leave. In addition to that, it may also be a good idea to sign up for paperless billing or to set up automatic payments for recurring bills. Learn more about how to pay bills online with Online Bill Pay.
7. Schedule a time to power down
Make sure to disconnect or transfer all your old utilities and connect all the new ones. Otherwise, the residents who move in after you may be living on your dime. Make sure to keep a record of all your cancellation notices, just in case.
2 weeks out
8. Eat yourself out of house and home
Wasting food means wasting money, so plan creative meals around what you already have in your fridge and freezer.
9. Pack early and often
Got a space you barely use? Designate it the packing room and store all your boxes there. Clearly label them with either a marker or color-coded stickers to distinguish which box belongs where.
10. Get ready to pay up
Writing a personal check for your first and last month’s rent may not cut it. This also goes for new homeowners who need to pay that final amount on their closing costs. So plan ahead, and see if you’ll need a cashier’s check or if you can simply pay directly through your bank.
11. Confirm, confirm, confirm
Sometimes things fall through the cracks. That’s why it’s important to reconfirm your mover’s contact info, pickup and destination times, and estimates for potential additional costs in case more labor is required.
12. Master the move-in process
Before the moving truck arrives, mark doors with stickers, or room names, that correspond to your packing boxes. Try to unpack by room, filling closets first to eliminate clutter. Also, avoid putting any boxes in your basement or attic. If you can’t see them they may never be unpacked.
13. Take one last walk-through
Use your inventory list to double check that you have all your boxes and other belongings before the movers leave. At the old house, make sure the water and lights are off, the doors are locked, and all your closets and drawers are completely empty. Then enjoy a deep sigh of relief. You’ve done it.
If you’re in the military, Bank of America has a collection of military resources to help you with relocation related questions. And no matter who you are or where your next move takes you, we’re here to help in any way we can.