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FAQs: Questions about Direct Deposit

  • ShowWhat is direct deposit?

    Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking, savings, or Money Market account. It’s convenient, secure, and saves trips to your banking center. Sign up for direct deposit today.

  • ShowWhat does direct deposit cost?

    There is no charge for direct deposits.

  • ShowHow can I get direct deposit?

    You can get direct deposit by going to Sign up for direct deposit

  • ShowWhere is the Transit/ABA routing number on my check?

    If you are reordering checks, setting up direct deposit or automatic payment, or preparing a wire transfer, you will likely be asked to provide an ABA number to your financial institution. ABA numbers expedite the processing of debits and credits between financial institutions.

    The sample check image below shows where ABA check routing numbers can be found on your checks. Use the drop down box below to locate your numbers by state.

    Refer to your own check for your numbers.

    Below, you’ll find a listing of Bank of America's check routing, ACH routing, and wire transfer ABA numbers by state. Your financial institution will indicate which number is necessary for your particular transaction. For example, when setting up direct deposit, you will be asked to provide your ACH routing number. In some cases, there are two sets of numbers for a particular state. If you’re unsure which number to use, please call the phone number listed on your statement, and we will be happy to determine the appropriate number for you.

    You must provide the ABA numbers for the state in which your account was opened. To change your state, please use the drop-down selector to choose your state, and select the Go button.

    Select a state to view routing number Go view Bank of America ABA Routing Number for the selected state
    State:Alabama  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 051000017
    Wire Transfer: 026009593
    State:Alaska  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 051000017
    Wire Transfer: 026009593
    State:Arizona  
    Paper (ex. Ordering Checks): 122101706
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 122101706
    Wire Transfer: 026009593
    State:Arkansas  
    Paper (ex. Ordering Checks): 082000073
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 082000073
    Wire Transfer: 026009593
    State:California  
    Paper (ex. Ordering Checks): 121000358
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 121000358
    Wire Transfer: 026009593
    State:Colorado  
    Paper (ex. Ordering Checks): 123103716
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 123103716
    Wire Transfer: 026009593
    State:Connecticut  
    Paper (ex. Ordering Checks): 011900571
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 011900254
    Wire Transfer: 026009593
    State:Delaware  
    Paper (ex. Ordering Checks): 031202084
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers) 031202084
    Wire Transfer: 026009593
    State:Washington DC  
    Paper (ex. Ordering Checks): 054001204
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 054001204
    Wire Transfer: 026009593
    State:Florida, East  
    Paper (ex. Ordering Checks): 063000047
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 063100277
    Wire Transfer: 026009593
    State:Florida, West  
    Paper (ex. Ordering Checks): 063100277
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 063100277
    Wire Transfer: 026009593
    State:Georgia  
    Paper (ex. Ordering Checks): 061000052
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 061000052
    Wire Transfer: 026009593
    State:Hawaii  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Idaho  
    Paper (ex. Ordering Checks): 123103716
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 123103716
    Wire Transfer: 026009593
    State:Illinois - South  
    Paper (ex. Ordering Checks): 081904808
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081904808
    Wire Transfer: 026009593
    State:Illinois - North  
    Paper (ex. Ordering Checks): 071000505
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 071000505
    Wire Transfer: 026009593
    State:Illinois - Chicago Metro  
    Paper (ex. Ordering Checks): 071103619
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081904808
    Wire Transfer: 026009593
    State:Accounts opened online with
    Bank of America before 8/23/2008
     
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Accounts opened online with
    Bank of America after 8/23/2008
     
    Paper (ex. Ordering Checks): 081904808
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081904808
    Wire Transfer: 026009593
    State:All other Indiana accounts  
    Paper (ex. Ordering Checks): 071214579
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 071214579
    Wire Transfer: 026009593
    State:Iowa  
    Paper (ex. Ordering Checks): 073000176
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 073000176
    Wire Transfer: 026009593
    State:Kansas  
    Paper (ex. Ordering Checks): 101100045
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 101100045
    Wire Transfer: 026009593
    State:Kentucky  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Louisiana  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Maine  
    Paper (ex. Ordering Checks): 011200365
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 011200365
    Wire Transfer: 026009593
    State:Maryland  
    Paper (ex. Ordering Checks): 052001633
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 052001633
    Wire Transfer: 026009593
    State:Massachusetts  
    Paper (ex. Ordering Checks): 011000138
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 011000138
    Wire Transfer: 026009593
    State:Accounts opened online with
    Bank of America before 8/23/2008
     
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Accounts opened online with
    Bank of America after 8/23/2008
     
    Paper (ex. Ordering Checks): 081904808
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081904808
    Wire Transfer: 026009593
    State:All other Michigan accounts  
    Paper (ex. Ordering Checks): 072000805
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 072000805
    Wire Transfer: 026009593
    State:Minnesota  
    Paper (ex. Ordering Checks): 071214579
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 071214579
    Wire Transfer: 026009593
    State:Mississippi  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Missouri East/St. Louis  
    Paper (ex. Ordering Checks): 081000032
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081000032
    Wire Transfer: 026009593
    State:Missouri West/Kansas City  
    Paper (ex. Ordering Checks): 101000035
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 081000032
    Wire Transfer: 026009593
    State:Montana  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Nebraska  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Nevada  
    Paper (ex. Ordering Checks): 122400724
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 122400724
    Wire Transfer: 026009593
    State:New Hampshire  
    Paper (ex. Ordering Checks): 011400495
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 011400495
    Wire Transfer: 026009593
    State:New Jersey  
    Paper (ex. Ordering Checks): 021200339
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 021200339
    Wire Transfer: 026009593
    State:New Mexico  
    Paper (ex. Ordering Checks): 107000327
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 107000327
    Wire Transfer: 026009593
    State:New York  
    Paper (ex. Ordering Checks): 021000322
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 021000322
    Wire Transfer: 026009593
    State:North Carolina  
    Paper (ex. Ordering Checks): 053000196
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 053000196
    Wire Transfer: 026009593
    State:North Dakota  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Ohio  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Oklahoma  
    Paper (ex. Ordering Checks): 103000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 103000017
    Wire Transfer: 026009593
    State:Oregon  
    Paper (ex. Ordering Checks): 323070380
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 323070380
    Wire Transfer: 026009593
    State:Pennsylvania  
    Paper (ex. Ordering Checks): 031202084
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 031202084
    Wire Transfer: 026009593
    State:Rhode Island  
    Paper (ex. Ordering Checks): 011500010
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 011500010
    Wire Transfer: 026009593
    State:South Carolina  
    Paper (ex. Ordering Checks): 053904483
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 053904483
    Wire Transfer: 026009593
    State:South Dakota  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Tennessee  
    Paper (ex. Ordering Checks): 064000020
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 064000020
    Wire Transfer: 026009593
    State:Texas, North  
    Paper (ex. Ordering Checks): 111000025
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 111000025
    Wire Transfer: 026009593
    State:Texas, South  
    Paper (ex. Ordering Checks): 113000023
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 111000025
    Wire Transfer: 026009593
    State:Utah  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Vermont  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Virginia  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Washington  
    Paper (ex. Ordering Checks): 125000024
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 125000024
    Wire Transfer: 026009593
    State:West Virginia  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Wisconsin  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593
    State:Wyoming  
    Paper (ex. Ordering Checks): 051000017
    Electronic payment (for example, direct deposit, automatic payments & ACH transfers): 051000017
    Wire Transfer: 026009593

  • ShowWhere is my checking account number on my check?

    Refer to your own check for your numbers.

  • ShowHow do I set up or change my Social Security Direct Deposit?

    For guidance on how to set up or change direct deposit please visit http://www.ssa.gov/deposit/