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Before You Apply

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Your application process should take around 10 minutes.

You're applying for:



Student? We’ll waive the monthly maintenance fee. Open online, then you must contact us with eligibility information to have the waiver applied. Learn more layer

Learn more about eligibility

Students under age 24 are eligible for a waiver of the monthly maintenance fee while enrolled in a high school or in a college, university or vocational program.

To receive the waiver when applying for your account online, contact us to confirm eligibility after your new SafeBalance account has been opened.

For more information, refer to your Personal Schedule of Fees for details.


What you'll need to apply:

  • Social Security number and date of birth of all account holders
  • Phone number and email address
  • Physical U.S. address (no post office boxes)
  • Debit card or account information for funding your new account

Apply at a financial center if:

  • You have limited credit history, making identity verification difficult
  • You have had issues with your checking history
  • You are depositing more than $100,000 today
  • Schedule an appointment
Information for:

Please select your county

Enter your zip code

Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.