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Before You Apply

Get Started
Your application process should take around 10 minutes.

You're applying for:



The monthly maintenance fee cannot be waived for this account, but you do get a low, predictable monthly fee.


What you'll need to apply:

  • Social Security number and date of birth of all account holders
  • Phone number and email address
  • Physical U.S. address (no post office boxes)
  • Debit card or account information for funding your new account

Apply at a financial center if:

  • You have limited credit history, making identity verification difficult
  • You have had issues with your checking history
  • You are depositing more than $100,000 today
  • Schedule an appointment

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

Go and get state information
Information for:

Change state

Please update your selected state, then review your product selection on the following page.