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Bank of America

Get the Mobile Banking app

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Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can send you a link by email

Please enter a valid email address

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Our mobile app isn't available for all devices

If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser.

Learn more about mobile banking options and supported devices

Get the mobile banking app

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

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Fixed Term CD

Various terms available so you can choose your own term

Why choose a Fixed Term CD from Bank of America?

Save on your timeline

Choose a term that works for you — from 28 days to 10 years.

Start with a low opening balance

Open with as little as $1,000. Interest is compounded and credited monthly.Footnote[1]

FDIC insurance

FDIC insurance up to the applicable limits.
Learn more about FDIC insurance

Easy, automatic renewals

Automatically renews to a Fixed Term CD of the same term. You'll get a maturity notice beforehand in case you'd rather redeem your CD.Footnote[2]

Rates

Choose the desired term then the deposit amount to see rate options.Footnote[3]

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Fees

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$0

$0

An early withdrawal penalty will apply. Please see the Deposit Agreement and Disclosures (PDF) for details.Footnote[4]

View a complete list of feesBack to Top

Why bank with us?

Safety and security

For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.Footnote[5]

A broad network of support

We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.

A convenient mobile app

Footnote[6]

Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®Footnote[7]

Rewarding relationships

Qualifying members can earn more rewards with their everyday banking.

Learn more about Preferred Rewards.

Information for:

Please select your county

Connect with us

Schedule an appointment
Phone number: 844-375-7027
  3. Annual Percentage Yield (APY) is accurate as of 03/09/2026 and applies to the initial term of a new Fixed Term CD. We may limit the amount you deposit in one or more Fixed CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms are not allowed. Fees could reduce earnings on the account. Additional restrictions may apply. Ask your local financial center associate for details, terms and current rates.
  5. Best Overall Identity Safety in Banking, Javelin Strategy & Research. Oct 2014.
  7. Certain devices are eligible for enrollment in Touch ID®, Face ID® or fingerprint login. If eligible, you will have the option to enroll by following the prompts within the Mobile Banking app. If you store multiple fingerprints on your device including those of additional persons, those persons will also be able to access your Bank of America Mobile Banking app via fingerprint, including the ability to access a call center, when Touch ID® or fingerprint is enabled. Data connection required. Wireless carrier fees may apply.
 
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Fixed Term CD

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Fixed Term CD

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