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Certificate of Deposit (CD) Accounts

Featured CD Account

Fixed CD rate and a predictable return without a long-term commitment
  • % annual percentage yield (APY) on all balancesFootnote1
  • month term
  • minimum opening balance

Standard Term CD Account

A low minimum deposit and the flexibility to save on your terms
  • %–% annual percentage yield (APY) depending on term and balanceFootnote2
  • 28 day to 10 year terms available
  • minimum opening balance

Not sure? Compare CD accounts

Comparison of Accounts
Featured CD Account Standard Term CD Account
Annual Percentage Yield (APY) For Featured CD Account, %Footnote1 For Standard Term CD Account, %Footnote2 depending on term and balance
Term For Featured CD Account, months For Standard Term CD Account, 28 days–10 years
Minimum opening deposit For Featured CD Account, For Standard Term CD Account,
FDIC insured (up to applicable limits) This feature is available for Featured CD AccountThis feature is available for Standard Term CD Account
Automatic renewalFootnote4 This feature is available for Featured CD AccountThis feature is available for Standard Term CD Account
Transaction limitations For Featured CD Account, No additional deposits until maturity For Standard Term CD Account, No additional deposits until maturity
Withdrawal penalty For Featured CD Account, Early withdrawal penalty appliesFootnote3 Please see the Deposit Agreement and Disclosures for details For Standard Term CD Account, Early withdrawal penalty appliesFootnote3 Please see the Deposit Agreement and Disclosures for details

Other types of accounts

Savings Accounts

Looking for more flexible savings options?

IRAs

Looking for longer term savings options?

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Why choose Bank of America?

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Merrill Edge

Looking for a full range of investment choices?

Resources to help you manage your money

Money Market Savings,
CDs or Regular Savings –

Money Market Savings,
CDs or Regular Savings –

which is right for you?

 

Standard Term CD

To begin the application, first choose the length of time and the amount of deposit you'd like. Then select Display rate.

Display rate

  Standard Term CD (  )

Interest Rate APY
   

Open nowExplore more Standard Term CD rates

  • Rates

    Amount Rate Annual Percentage Yield (APY)

Rates

Choose the desired term, then the deposit amount to see rate options
Amount Rate Annual Percentage Yield (APY)
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