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Credit Cards

BankAmericard® Credit Card for Students

Save more with our lowest available interest rate among all BankAmericard® products

  • A competitive APR, along with a great introductory rate
  • No annual fee†
  • Mobile Banking and text alerts to keep you on top of your finances
  • Fixed payment due date so you'll always know when your payment is due
See Terms and conditions for additional program and service details.

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

0% for 15
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

10.99-20.99%
variable

See BankAmericard VISA PLATINUM Terms and conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

See BankAmericard VISA PLATINUM Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

ShopSafe®

Add an extra layer of protection when you shop online.

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Tap & pay

A feature available with select Visa® and MasterCard® credit cards that enables you to purchase items at participating retailers by tapping your credit card on the device reader.

SafePass®

Add another security layer to your banking with a 6-digit, one-time code you use along with your SiteKey® image.

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

Chip Cards

Enjoy greater security and peace of mind with a credit card enhanced by chip technology—soon to be the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries including Canada, Mexico and the United Kingdom. View chip credit card FAQs

See Terms and conditions for additional program and service details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of banking centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VABXZ9).

This credit card program is issued and administered by FIA Card Services, N.A.