Skip to main content
Credit Cards
BankAmericard Cash Rewards™ credit card from Bank of America Earn more cash back for the things you buy most with the BankAmericard Cash Rewards™ credit card. Apply for a cash back credit card online.

BankAmericard Cash Rewards™ credit card

Close  the preferred rewards slider window

Benefits and rewards that grow with your balances

Close the slider window.

Get more cash back for the things you buy most

  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No expiration on rewards and no changing categories to follow so you know how you're earning rewards
  • No annual fee
  • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening
  • Choose how you want to receive your cash. Redeem cash back into a Bank of America® checking or savings account or receive a statement credit. Already have this card? Redeem rewards now
  • Get more rewards for the banking you already do with us – Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.

Rewards bonuses

10% to 75%
As a Bank of America customer, you can earn a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.
If you're a Bank of America Preferred Rewards client, you could increase that bonus to 25% to 75%.
Bank of America Preferred Rewards Logo
Learn more about Preferred Rewards

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

12.99-22.99%
variable

See BankAmericard Cash Rewards™ credit card Terms and conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

See BankAmericard Cash Rewards™ credit card Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

ShopSafe®

Add an extra layer of protection when you shop online.

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.1

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

SafePass®

Add another security layer to your banking with a 6-digit, one-time code you use along with your SiteKey® image.

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.1

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.1

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.1

Chip Cards

Includes chip technology for enhanced security and protection when making purchases at chip-enabled terminals.Soon to be the security standard in the U.S. and accepted in more than 130 countries. View Chip Card FAQs

1See Terms and conditions for more details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network or financial centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VAB7ID).