Your first credit card is independence, convenience and opportunity all rolled into one. By handling it responsibly, your first credit card can help you build credit and improve your ability to borrow money in the future. Here are 7 basic steps to making the most of your first credit card.
Pay more than the minimum
You’ll not only strengthen your creditworthiness. You can save serious money by increasing your payments.
Example: You buy a tablet for $300 with a card that charges 18% interest, and your minimum payment is $20.
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