Asiana American Express® Card from Bank of America Program Summary. You earn miles based on your net purchases (qualifying purchases less credits, returns and adjustments) that you make with your Asiana American Express Card from Bank of America. Earn three (3) miles (consisting of 2 bonus miles and 1 base mile) for every dollar in net purchases spent on Asiana Airlines purchases. Earn two (2) miles (consisting of 1 bonus mile and 1 base mile) for every dollar in net purchases spent at eligible gas and grocery merchants. Eligible merchants and their associated merchant category codes (“MCC”) are the following: (a) Grocery Stores (MCC 5411-Grocery Stores/Supermarkets, 5422-Freezer/Meat Lockers, 5441-Candy/Nut/Confection Stores, 5451-Dairy Product Stores, 5462-Bakeries, and 5499-Misc. Food Stores — please note that this list does not include codes for “Discount Stores” or “Wholesale Clubs”); and (b) Gas Stations (MCC 5541-Service Stations and 5542-Automated Fuel Dispensers). Purchases made at a merchant that does not process transactions under these codes will not qualify for two (2) miles. Earn one (1) mile for every dollar in all other net purchases. Balance Transfers, Cash Advances, including purchases of money orders or other cash equivalents, purchases made by or for a business or business purpose, fees, interest charges and unauthorized/fraudulent transactions are not eligible to earn any miles. We may adjust your number of miles for any valid reason including use of the Account for an improper purpose. You can earn up to 200,000 miles on the Card each calendar year, excluding first use bonus miles. Earn 10,000 bonus miles after your first purchase with the Card (new accounts only). Please allow approximately one to two billing cycles for the miles to be credited to your Asiana Club account. Other advertised promotional bonus miles offers can vary from this promotion and may not be substituted. Miles are not your property and have no cash value. You are solely responsible for any tax that may be applicable to your miles earnings from your Card. The value of this reward may constitute taxable income to you. Bank of America may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.
As an Asiana Cardmember, you will receive:
One (1) $100 annual rebate towards purchase of Asiana Airlines ticket. Rebate will not be applied at time of ticket purchase. The $100 rebate amount will be credited to your credit card account within one to two billing cycles of the purchase of the ticket(s).
Two (2) Asiana Lounge Invitations every year in the month of your anniversary date. The invitation must be presented with the credit card at Asiana's check-in counter to receive a complimentary pass. The invitations are valid at Asiana Airlines lounges operated in the U.S. only. The invitations are for the admission of the Asiana Club member only. Only one invitation per person per visit allowed to the Asiana lounge. Room capacity regulations may limit entry. Asiana reserves the right to refuse entry to members or guests acting in a manner in which would disrupt other guests.
One (1) 10,000 Bonus miles Certificate every year in the month of your anniversary date. Certificate good toward a choice of international or Korea domestic air ticket, seat class upgrade or excess bag allowance. Asiana Club miles required to redeem varies depending on the routes and seasons. You can redeem certificate by combining with your Asiana Club miles. An upgradeable seat must be purchased in order to use seat class upgrade certificate. Once certificate is redeemed, the remaining miles of the certificate will not be added to your Asiana Club account. The excess baggage allowance is for Asiana operated U.S. departure flights only. The maximum weight allowed for the baggage varies depending on the routes. Certificate must be redeemed in the U.S. only. Certificate and Asiana American Express Card from Bank of America must be presented at time of redemption. For reward air ticket redemption or seat-class upgrade, fax the certificate to the Asiana reservation center at 213-380-1688 or an authorized agent. For excess baggage allowance, simply present your certificate at the Asiana check-in counter. Certificate may not be used with any other Asiana Airlines fare and/or promotion.
Name on invitation, certificate and Asiana American Express Card from Bank of America must match. Invitation and certificate expire on the date indicated on the coupon. Passengers are responsible for all taxes, fees and surcharges. Blackout dates apply and are subject to seat availability. Invitation and certificate have no cash value and are not transferable, replaceable or endorsable. Asiana Airlines has the final authority regarding invitation and certificate redemption.
The Asiana Club Program is offered by Asiana Airlines and Asiana Airlines is solely responsible for the program. Bank of America is not liable or responsible for the failure of Asiana Airlines to award or redeem miles. Asiana Airlines has sole responsibility and decision-making authority for the Asiana Club Program, the award and redemption of miles, and the issuance of award travel. Terms and conditions of the Asiana Club (available at www.us.flyasiana.com) program apply to miles earned through use of the Asiana American Express Card from Bank of America. Terms and conditions of the Asiana Card may change without notice and other restrictions may apply.
See program rules for more details. The Program Guide, containing the program rules, will be provided upon approval.
Travel Privileges from American Express. Terms, conditions and restrictions apply to all offers. Individual offers are subject to change and offer expiration dates vary. All offers must be booked through Travel Privileges by calling 1-866-493-6873 and purchase must be made using a valid Asiana American Express® Card from Bank of America. For complete terms and conditions, visit www.flyasiana.com/travelprivileges. Account Alerts.
Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. Mobile App alerts are not available on select devices.
Text Banking. Bank of America does not charge for Text Banking. However, your mobile service provider may charge for sending and receiving text messages on your mobile phone. Check with your service provider for details on specific fees and charges that may apply.
Mobile Banking. To access Online or Mobile Banking, you must enroll in the service. Once enrolled, the same Online ID and passcode can be used to access both Online and Mobile Banking. View the Online Banking Service Agreement for more information about both Mobile and Online Banking. Wireless carrier fees may apply. Enrollment not available through the Mobile App on all devices. $0 Liability Guarantee
. The $0 Liability Guarantee covers fraudulent purchases and payments made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim. Card Benefits.
Limitations and exclusions apply to benefits described here and in the Guide to Coverage. Car Rental Loss & Damage Insurance (which provides coverage in excess of other insurance) and Travel Accident Insurance Coverage underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Certain conditions, restrictions, and exclusions apply. Refer to your Program Terms and Conditions for further details. Emergency Assistance Service and Emergency Roadside Assistance provided by AXA Assistance USA, Inc. Limitations and exclusions apply to benefits described here and in the Program Terms and Conditions. Refer to your Program Terms and Conditions for complete details and restrictions. Extended Warranty and Retail Protection coverage provided by Virginia Surety Company, Inc., Chicago, IL. Certain conditions, restrictions, and exclusions apply. Refer to your Program Terms and Conditions for further details. In arranging card benefits, an American Express entity may act on behalf of the insurer and receive compensation that may vary by insurance provider and product. An American Express entity also may act as reinsurer and receive reinsurance income. Concierge service is provided by LesConcierges, Inc. and is available for personal use of the cardholder, his or her spouse, and dependents under 22. Available by phone, 24 hours a day, 7 days a week. Significant terms and conditions apply. You are responsible for the cost of any items or services arranged on your behalf. The Identity Theft Recovery Unit is provided by Intersections, Inc. Refer to Guide to Coverage for complete details and restrictions. Overdraft Protection.
Overdraft transfers to your Bank of America checking account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America checking account. If you link your Bank of America checking account to your credit card for Overdraft Protection, we will automatically transfer funds in multiples of $100 from your credit card account to cover any overdraft on your checking account, as long as the portion of credit available for cash on your credit card account is sufficient and you are not in default under your Credit Card Agreement. A fee of $10 will apply for each transaction. The fee will not be assessed if your checking account is overdrawn by a total amount less than $10, after we finish processing for the day. The Bank Cash Advance will accrue interest at the APR stated in your Credit Card Agreement. If the portion of credit available for cash on your credit card account is insufficient to cover the amount required by the overdraft (in the multiple of funds stated above), we may advance the funds even if it causes your credit card account to exceed your Cash Credit Line. Linking Overdraft Protection from your Bank of America checking account to your credit card will end any Overdraft Protection connections to your Bank of America savings account. Please see your Credit Card Agreement for additional details.
If the total amount you request exceeds your Total Credit Line, we may send full or partial payment to your creditors in the order you provide them to us. Allow at least 2 weeks from account opening for processing. Continue paying each creditor until the transfer appears as a credit. Balance Transfers incur interest charges from the transaction date. If you revolve your balance to take advantage of a promotional or introductory offer, all transactions and balances, including purchases, will be charged interest. The Balance Transfer fee is 3% of the amount of the transaction (min. $10). If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by FIA Card Services, N.A.