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Business Interest Maximizer™. A business money market savings account that provides attractive earnings and insured safety. Make your money work harder for you.


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What is Business Interest Maximizer™ account?
Earn premium rates on your idle balances - without locking into a term. With this account you can grow your savings with multiple interest tiers that pay more for higher balances.

Features and benefits

  • Balances are FDIC insured to the maximum allowed by law.
  • Tiered rates. One of our highest yielding savings accounts without locking into a term offers you higher rates as your balances grow.
  • Combined balance qualifier. Maintain the specified minimum balance in your account and your monthly maintenance fee is waived. And, link your Business Interest Maximizer™ to your Business Economy Checking, Business Interest Checking, or Business Advantage account. The combined balances in the linked accounts can be used to help meet the balance required to waive the monthly maintenance fee in the Business Economy Checking, Business Interest Checking, or Business Advantage account.
  • Accessible. You can do your banking in several ways:
    • Online financial services. Electronic services that allow you to access your account using your computer, whenever it is most convenient for you.
    • Learn more about Business ATM Card. A card that lets you access about 16,500 Bank of America ATMs to make deposits, withdrawals and transfers.¹
    • Learn more about Business Deposit Card. A card you or your employees can use to make deposits to the company's Bank of America business checking and /or savings accounts.¹
    • ATMs and banking centers. Find an ATM or banking center close to you for deposit convenience around the clock (not all ATMs accept deposits).
    • 24-hour customer service. Call or e-mail us to get assistance.

Learn more

Pricing

  • The monthly maintenance fee is waived when you maintain a minimum balance of $5,000.
  • Otherwise, you pay the monthly maintenance fee of $15.00.
  • Minimum amount to open is $100.
  • Additional fees apply for excess transactions regardless of balances maintained.

Another account to help you in your business

  • Business Economy Checking. A simple and affordable non-interest bearing checking account. You pay no monthly maintenance fee when you maintain a specified minimum or average balance options and there's no fee for a specified number of debits and deposited items.

¹ Deposits at Bank of America ATMs are limited to certain ATMs located in Arizona, Arkansas, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Maine, Maryland, Massachusetts, Missouri, New Hampshire, Nevada,New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia and Washington, D.C.

Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each monthly statement cycle by preauthorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card.