Select Business Interest Maximizer™.

What is the Select Business Interest Maximizer account?

This is our premium Money Market Savings account.^* The Select Business Interest Maximizer account is free when you also have a Business Advantage Checking account linked to this account. You'll have convenient access to your money when you need it, while also earning premium rates on your idle balances - without locking into a term.

Your savings can grow more quickly, with multiple interest tiers that pay more as your balance increases.

Features and benefits

• FDIC insured. Balances are insured to the maximum allowed by law.
• Combined balance fee waiver. Easily maintain your specified minimum checking account balance by linking to your Select Business Interest Maximizer account - and your monthly maintenance fee is waived. Just link your Select Business Interest Maximizer to your Business Advantage Checking account. The combined balances in the linked accounts can be used to help meet the balance required to waive the monthly maintenance fee in Business Advantage Checking account.
• Tiered rates. Our highest yielding savings account offers you higher rates as your balances grow, without having to lock in to a term.
• Overdraft protection. Your savings account can be linked to your Business Advantage Checking account or another Bank of America business checking account for peace-of-mind overdraft protection.
• Accessible. Easily access your money and maintain your account at your convenience.
  Online Banking and Financial Services. Access your account online anytime through Online Banking and also take advantage of other great online financial services.
  ATMs and banking centers. Enjoy around-the-clock convenience at more than 16,000 ATMs across the country or find the Bank of America banking center close to you (not all ATMs accept deposits).¹
  24-hour customer service. Call or email us for assistance.

Learn more

• Comparison matrix. Compare our business savings accounts in one convenient chart.

Pricing

• Minimum balance of $10,000 in new deposits
• Must have a Business Advantage Checking Account
• Monthly maintenance fee waived if linked to Business Advantage Checking account
• Otherwise, you pay the monthly maintenance fee of $15.00
• Additional fees apply for excess transactions regardless of balances maintained

Another account to help you in your business

• Business Advantage Checking. A premium package - without premium fees. Our premier business checking package is a great value that provides a broad range of features to help you run your business.

Footnote^* Terms and Conditions: Annual Percentage Yield (APY) is effective as of 11/23/2009. Please see all rates and tiers. Premium rates only apply to amounts $10,000 and greater in "new-to-the-bank" funds. Premium rates only apply if you open a Business Advantage account. This is a variable interest rate, which means that the rate my change after the account is opened. Fees could reduce earnings on the account.

¹ Deposits at Bank of America ATMs are limited to certain ATMs located in Arizona, Arkansas, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Maine, Maryland, Massachusetts, Missouri, New Hampshire, Nevada, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia and Washington, D.C.

Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to 6 withdrawals and/or transfers from your savings account each monthly statement cycle by preauthorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than 3 of the 6 limited transfers may be by check or debit card.