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This offer expires no later than 12/31/2009. Bank of America may terminate the offer before that date.
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Existing Customer (Referrer): We pay the incentive to an existing Customer (Referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also meets the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium, and any applicable taxes are the responsibility of the recipient. Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.
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New Customer (Referee): To Qualify: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. You must open a new checking account and must maintain a minimum average balance of $25 for 30 days. The new customer will receive $25 for opening a personal checking account, plus the following bonuses if the additional account is opened at the same time as checking: $10 for opening a Regular Savings account or $25 for opening a Regular Savings account with at least $1,000, for a total incentive of up to $50. All accounts are subject to our normal approval process. Any personal checking account, except CampusEdge®, is eligible for the Customer Referral offer.
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Eligibility: You must be a new customer. You are not eligible if you are or were an owner or signer on a Bank of America personal or business checking account that is open now or that was closed within the last 90 days. You are not eligible if you are a Bank of America Associate. This offer cannot be combined with any other offer.
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Incentive: We generally pay the new customer’s incentive amount by crediting his/her new Bank of America checking account within 90 days of account opening. Otherwise, we may pay the incentive by check. We may report to the IRS the value of any incentive or other premium, and any applicable taxes are the responsibility of the recipient. Extra incentives for opening additional accounts at the same time the new checking account is opened are for the New Customer only.
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Note: Terms of the Account: New personal and business checking accounts require a minimum opening deposit of $25 and must maintain a minimum average balance of $25 for 30 days. For interest-bearing personal checking accounts, the Annual Percentage Yield (APY) is 0.05% as of 8/1/2008 for any account balance. Savings accounts eligible include Regular Savings (or Market Rate Savings in WA and ID), which requires a minimum opening balance of $100 ($1 in WA and ID). The APY on these savings accounts is 0.20% as of 8/1/2008. Business Interest checking is available to sole proprietors, nonprofits and government agencies. APY for interest bearing checking accounts is 0.05% as of 8/1/2008. These rates may change at any time after this date or after the account is opened. If the account earns interest, fees could reduce earnings on the account. Please consult a banking center associate, visit www.bankofamerica.com, or see our Personal Schedule of Fees or Business Schedule of Fees for more information.
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New Student Checking Customers: CampusEdge Checking is free of a monthly maintenance charge for five years while you are a student. Student status will be validated upon account opening.After five years, your CampusEdge Checking account will be converted to MyAccess Checking. Fees for overdrafts and other account-related services still apply. The student checking product in Washington and Idaho is MyAccess-CampusEdge Checking.
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Credit Information: Credit subject to approval. Normal credit standards apply. For information on the rates, fees, other costs and benefits of these credit cards, visit www.bankofamerica.com. Student credit cards and business credit cards are issued by FIA Card Services, N.A. Cards issued pursuant to our secured card program and cards that we issue under a special program to help our customers rebuild their credit, do not qualify for this program. Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Platinum Plus is a registered trademark of FIA Card Services, N.A.
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New Business Checking Customers: Must be approved for a business credit card, loan, lease, or line of credit and/or activate a Merchant card processing account within 15 days of opening a new business checking account to receive additional incentives. |
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Ask a Bank of America Associate for more details on the Referral program.
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Reproduction, purchase or sale of this referral form is prohibited. www.bankofamerica.com/referral.
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Bank of America, N.A. Member FDIC.
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©2008 Bank of America Corporation
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